Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 40
Sold

$280,000Sold4 bd · 2 ba · 1,783 sq ft

Sold·Closed Oct 21, 2026·32 days on market

1407 Heather Glen Lane

Middleburg, FL 32068

$280,000sold priceListed at $307,000 · 91.2% of asking$157/sqftMLS# 2160711
4
Beds
2
Baths
1,783
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone XHOA $26/mo7,841 sqft lotSingle Family Residence1 story

About this home

Middleburg

Tucked away on a quiet cul-de-sac, this move-in ready 4-bedroom, 2-bath home offers a spacious fenced backyard and a convenient location in the heart of Middleburg. Major updates are already taken care of, with the roof and HVAC approximately 5 years old and a nearly new water heater. Freshly painted and ready for its next owner, this home offers the perfect opportunity to settle in and make it your own. Conveniently located near shopping, dining, schools, and everyday necessities. Schedule your showing today and come see all this home has to offer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,527
Property taxesest. at asking price, Clay County$429
HOAbilled annually$26
Estimated total, before insurance$1,981/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,320/yr · $360/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,642 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,320/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 21, 2026Closed$307,000
  • Sep 19, 2026Active Under Contract$307,000
  • Aug 18, 2026Listed$307,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1190 Summer Springs Drive, Middleburg, FL 32068Listed by GETMOREOFFERSOct 2026$319,900$1674/21,9191120.4
4153 Weathered Pine Court, Middleburg, FL 32068Listed by RE/MAX SPECIALISTSOct 2026$275,000$1443/21,908480.5
1821 Heartpine Drive, Middleburg, FL 32068Listed by MARK SPAIN REAL ESTATESep 2026$298,000$1514/21,9771340.5
3512 Alec Drive, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$227,000$1753/21,3001371
1817 Hearth Street, Middleburg, FL 32068Listed by MOMENTUM REALTYOct 2026$293,000$1923/21,52891.2
1341 Camp Ridge Lane, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEOct 2026$297,000$1614/21,8431511.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$307,000
Price / Sq Ft$172
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,783
Acres0.18 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryCoppergate, reported on 9 other Whisper Creek listings
MiddleWilkinson, reported on 8 other Whisper Creek listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1407 Heather Glen Lane, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionWhisper Creek
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size7,840.8 sq ft
Parcel Number29042500806400810

Amenities

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPatio
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Frame
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedAugust 19, 2026
Days on Market32
HOA Fees$306 / Annually
HOA FrequencyAnnually
HOA NameWhisper Creek
Tax Amount$4,319.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines