Active·17 days on market
1368 Murrell Loop
Middleburg, FL 32068
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Discover the Jade, a spectacular two-story home designed for the way you live today. Offering over 3,800 square feet, this thoughtfully crafted floor plan features 4 bedrooms, 4.5 baths, a private flex room, spacious upstairs game room, and an oversized 3-car garage. The heart of the home is an impressive open-concept living area with soaring two-story ceilings, a gourmet kitchen with walk-in pantry, and expansive family room that fills with natural light. Retreat to the luxurious first-floor owner's suite complete with a spa-inspired bath, freestanding soaking tub, oversized shower, and generous walk-in closet. Upstairs, spacious secondary bedrooms and a large game room provide room for everyone to spread out. Sliding glass doors open to a covered outdoor living space, creating the perfect setting for entertaining, relaxing, and enjoying Florida living year-round
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,706 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 7 mi · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 4 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 4 mi · Black Creek North Fork
Closest youth league fields
Argyle Forest Parkabout 7 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Sep 30, 2026Listed$864,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $226/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1090 Wetland Ridge Circle, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERY | May 2026 | $463,000 | $153 | 5/2.5 | 3,021 | 1 | 0.7 |
| 1353 Camp Ridge Lane, Middleburg, FL 32068Listed by STA REALTY | May 2026 | $400,000 | $148 | 5/3 | 2,697 | 45 | 0.9 |
| 4339 Song Sparrow Drive, Middleburg, FL 32068Listed by TRINITY REAL ESTATE III LLC | Jun 2026 | $383,000 | $110 | 4/4 | 3,479 | 101 | 1 |
| 3839 Trail Ridge Road, Middleburg, FL 32068Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLC | Aug 2026 | $500,000 | $166 | 5/3 | 3,007 | 81 | 1.1 |
| 1094 Spanish Bay Court, Orange Park, FL 32065Listed by KELLER WILLIAMS FIRST COAST REALTY | May 2026 | $725,000 | $177 | 4/3.5 | 4,088 | 236 | 1.1 |
| 1322 Warbler Way, Middleburg, FL 32068Listed by SHOE REALTY INC | Aug 2026 | $515,000 | $184 | 4/3.5 | 2,806 | 32 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: DREES REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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