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Active·13 days on market

19801 Nolan Jones Road

Hilliard, FL 32046

$379,900$167/sqftEst. $1,951/moMLS# 2159328

Beds

Baths

2,275

Sq Ft

1987

Built

—

Garage

Pool

About this home

Hilliard

PRIVATE COUNTRY RETREAT ON 5.14 ACRES!! This spacious 4-bedroom, 2-bath mobile home offers approximately 2275 sq. ft. of heated living area and is privately tucked away at the very end of an easement. Relax and enjoy the peaceful surroundings from the front or back porch while taking in the beauty of your own large stocked fish pond with a large dock! And a picturesque Creek that winds through the property!! The property also features a detached 600 sq. ft. workshop/building, perfect for storage, hobbies, or projects plus a separate detached office building-ideal for anyone working from home. Surrounded by nature with plenty of room to spread out, garden, entertain, or simply enjoy the quiet surroundings, this unique property offers privacy, space, and so many possibilities. Located in a highly desirable area with excellent A-Rated schools. If you are looking for country living, privacy, and acreage, you don't want to miss this one! Must see to appreciate this Beauty!

Cost to own

Mortgage calculator

Home Price

$379,900

Down Payment: 20%

$75,980

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,951

Principal & Interest: $1,951

Property taxes (est.): $525

Insurance (est.): $253

Estimated Total Monthly

$2,729

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,951

Property taxesest. at asking price, Nassau County$524

Estimated total, before insurance$2,476/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,577/yr · $131/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,577/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Metal — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,485 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History