This home is in Jacksonville — a new construction home in Jacksonville.
Active·8 days on market
1319 Spearing Street
Jacksonville, FL 32206
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to this smart living in Historic Eastside. This 3 Bedroom 2.5 Bath new construction delivers an open-concept design, kitchen with stainless steel appliances with a beverage refrigerator, soft closed cabinetry, large island, plus French doors that lead to your private backyard. Upstairs, the bedrooms and laundry room are thoughtfully situated to provide privacy and a functional layout with the main bedroom having a large vanity with dual sinks and walk in closet. Smart-home upgrades--including Wi-Fi camera flood lights, smart thermostat, app-controlled fans, Bluetooth speakers in bathrooms, UV light A/C unit, USB charging plugs in all bedrooms and a smart door system--bring convenience to every corner. With a 1-year builder warranty included, this home is the perfect blend of style, comfort, and peace of mind.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,716 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $225/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 2, 2026Listed$296,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $208/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1319 Evergreen Avenue, Jacksonville, FL 32206Listed by CORE REALTY, LLC | Aug 2026 | $225,000 | $149 | 3/2.5 | 1,506 | 132 | 0.1 |
| 1116 Evergreen Avenue, Jacksonville, FL 32206Listed by MAXREV, LLC | Aug 2026 | $85,000 | $63 | 3/1 | 1,360 | 15 | 0.1 |
| 1233 Van Buren Street, Jacksonville, FL 32206Listed by DOGWOOD REALTY | Sep 2026 | $224,900 | $214 | 3/2 | 1,053 | 12 | 0.2 |
| 706 5th Street E, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $220,020 | $171 | 3/2.5 | 1,284 | 0 | 0.2 |
| 1118 E 3rd Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $235,000 | $227 | 2/2 | 1,036 | 148 | 0.2 |
| 1132 N Market Street, Jacksonville, FL 32206Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $499,000 | $322 | 3/2.5 | 1,552 | 3 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines