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Active

Active·4 days on market

56057 Griffin Road

Callahan, FL 32011

$1,300,000$360/sqftEst. $7,116/moMLS# 2167452
5
Beds
4
Baths
3,608
Sq Ft
2020
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA4.95 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Callahan

Turn-key hobby farm on 4.95 fully fenced acres with an automatic entry gate, offering 5 bedrooms and 4 baths between the main home and a barndominium. The 2020 all-brick 4BR/3BA main home has 2,501 SF with plank tile floors, crown molding, plantation shutters and an open great room anchored by a chef's kitchen with two islands, farmhouse apron sink, induction cooktop with pot filler and walk-in pantry. One bedroom opens directly to the 82' x 38' screened lanai with paver pool, covered outdoor living and a 7-person hot tub. Generac generator and whole-house water filtration. The barndominium features 3 garage doors, 200-amp service, a 12' x 12' climate-controlled storage room and 1,107 SF of heated and cooled 1BR/1BA living space with full kitchen, loft and laundry. Outside: 50-amp RV hookup with water and sewer, 12' x 30' greenhouse with sink and electric, stables and goat house, 2-house chicken coop, orchard of orange, lemon, apple, pear and grapefruit trees, raised garden beds with

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$7,116
Property taxesest. at asking price, Nassau County$1,795
Estimated total, before insurance$8,910/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,300,000
$260,000
Loan Term
Monthly Payment
$7,116
Principal & Interest: $7,116
Property taxes (est.): $1,795
Insurance (est.): $867
Estimated Total Monthly
$9,777
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone H

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 1, 2026Listed$1,300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,300,000
Price / Sq Ft$360
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,608
Total Structure Area2,501 sq ft
Acres4.95 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
# of Carport Spaces6
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address56057 Griffin Road, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionCallahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size215,622 sq ft
Parcel Number34-3N-25-0121-0008-0000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Detached, Garage

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesAbove Ground

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingFenced, Back Yard, Chain Link, Wire, Wood
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 2, 2026
Days on Market3
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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