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Active

Active·58 days on market

34175 Steeple Chase Way

Callahan, FL 32011

$1,299,000$300/sqftEst. $6,671/moMLS# 2152198
5
Beds
4
Baths
4,331
Sq Ft
2010
Built
3
Garage
No
Pool

About this home

Callahan

Welcome to one of North Florida's most exceptional equestrian estates, where luxury living and country elegance come together on 9.1 pristine acres within the highly sought-after Tupelo Plantation. From the moment you arrive, the winding drive, picturesque fencing, and beautifully manicured grounds set the stage for something truly special. Designed with both sophistication and functionality in mind, this custom estate offers a lifestyle that is as impressive as it is comfortable. Inside, rich hardwood flooring, detailed millwork, and thoughtfully curated finishes create a warm yet refined atmosphere. The gourmet kitchen serves as the heart of the home, featuring premium appliances, custom wood countertops, an oversized island, and a hidden butler's pantry complete with additional storage, a sink, laundry area, and convenient dog wash station. The main-level owner's retreat offers a private sanctuary with serene pasture views, custom closet systems, and a spa-inspired bath designed

Cost to own

Mortgage calculator

$1,299,000
$259,800
Loan Term
Monthly Payment
$6,671
Principal & Interest: $6,671
Property taxes (est.): $1,793
Insurance (est.): $866
Estimated Total Monthly
$9,331
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$6,671
Property taxesest. at asking price, Nassau County$1,793
HOAbilled quarterly$175
Estimated total, before insurance$8,640/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,146/yr · $679/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$909,892$520,252
2024$729,996$402,219
2023$641,930$389,048
2022$520,597$377,530
2021$417,500$341,233
2020$362,399$312,399 $71,030

2025 property taxes (current owner): $8,146/yr

Estimated taxes if purchased at asking price: ~$21,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Metal — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,632 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 4, 2026Price change$1,299,000$51,000
  • Jun 24, 2026Listed$1,350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,299,000
Price / Sq Ft$300
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,331
Acres9.19 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan
HighWest Nassau

Community Information

Address34175 Steeple Chase Way, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTupelo Plantation
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size400,316.4 sq ft
Parcel Number161N24209000510000
ZoningResidential

Amenities

AmenitiesOther, Clubhouse
UtilitiesCable Available, Electricity Connected, Water Connected, Propane
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Garage, Garage Door Opener, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Ceiling Fan(s), Guest Suite, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesConvection Oven, Disposal, Double Oven, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Trash Compactor, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level, Sink
SecurityFire Sprinkler System, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street, Farm
Patio / PorchCovered, Front Porch, Porch
FencingFenced, Wood
RoofMetal
ConstructionFiber Cement
Other StructuresBarn(s), Stable(s), Workshop
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 24, 2026
Days on Market41
HOA Fees$525 / Quarterly
HOA FrequencyQuarterly
Tax Amount$8,146
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PICKETT HOME ADVISORS, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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