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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·9 days on market

4743 Sparhawk Way

Green Cove Springs, FL 32043

$539,946$208/sqftEst. $2,991/moMLS# 2167110
5
Beds
3.5
Baths
2,600
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $92/moSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Two-Story Home Featuring 5 Bedrooms and a Spacious Loft! The versatile loft is perfect for entertaining family and friends. Enjoy an open-concept floor plan that seamlessly flows to a large, covered lanai for indoor-outdoor living. Conveniently Located Near The First Coast Expressway, Laurelton is a master planned community that will be surrounded by nature with numerous amenities in the future. Future amenity center with splash pad, pickleball, chip and putt and more! Residents of Alder Creek at Laurelton will enjoy their own community pool. Contact Sales Agent For Details.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, Clay County$827
HOAbilled annually$92
Estimated total, before insurance$3,910/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$539,946
$107,989
Loan Term
Monthly Payment
$2,991
Principal & Interest: $2,991
Property taxes (est.): $827
Insurance (est.): $360
Estimated Total Monthly
$4,178
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 30, 2026Listed$539,946

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$539,946
Price / Sq Ft$208
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,600
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address4743 Sparhawk Way, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionLaurelton
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number38062601651600870

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Gas Range, Microwave, Tankless Water Heater
HeatingNone
CoolingNone
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 30, 2026
Days on Market1
HOA Fees$1,100 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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