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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 31, 2026·16 days on market

4324 Audubon Avenue

Green Cove Springs, FL 32043

$431,000sold priceListed at $433,290 · 99.5% of asking$172/sqftMLS# 2148701
5
Beds
3
Baths
2,499
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $8/moSingle Family Residence2 storiesNew construction

About this home

Green Cove Springs

The Hayden+ is a spacious and thoughtfully designed two-story home offering approximately 2,499 square feet of flexible living space with five bedrooms, three full bathrooms, and a two-car garage, making it an excellent choice for growing or multi-generational households. As you enter the home, you are welcomed by a bright front den that works beautifully as a home office, study, or quiet sitting area. The main living space opens into a generous gathering room that connects seamlessly to the dining nook and kitchen, creating an ideal layout for both daily life and entertaining. The room is full of natural sunlight with large windows and vaulted ceiling. The kitchen is designed as the center of the home, featuring a large island that provides plenty of room for meal preparation, casual dining, and gathering with family and guests. A private bedroom and full bathroom on the first floor offer a convenient space for overnight visitors or a dedicated workspace.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,387
Property taxesest. at asking price, Clay County$660
HOAbilled annually$8
Estimated total, before insurance$3,056/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$431,000
$86,200
Loan Term
Monthly Payment
$2,387
Principal & Interest: $2,387
Property taxes (est.): $661
Insurance (est.): $287
Estimated Total Monthly
$3,335
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,669 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$45,000$45,000—

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$433,290

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4308 Audubon Avenue, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCSep 2026$374,000$2114/21,774790
4312 Audubon Avenue, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCSep 2026$400,850$1975/32,030270
4320 Audubon Avenue, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCAug 2026$374,850$2114/21,774500
4328 Audubon Avenue, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCAug 2026$401,000$1985/32,030440
4315 Audubon Avenue, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCAug 2026$405,895$2005/32,030190
4522 White Ibis Lane, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCSep 2026$375,040$2114/21,774260.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$433,290
Price / Sq Ft$173
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,499
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address4324 Audubon Avenue, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionRookery
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number38062601651501150

Amenities

AmenitiesPool, Other, Children's Pool, Dog Park, Fitness Center, Pickleball, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWater Heater
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedJune 4, 2026
Days on Market16
HOA Fees$100 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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