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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$1,000,0003 bd · 2.5 ba · 2,281 sq ft

Active·39 days on market

7094 Ocean Shore Boulevard

Palm Coast, FL 32137

$1,000,000$438/sqftEst. $5,452/mo mortgageMLS# 2167102
3
Beds
2.5
Baths
2,281
Sq Ft
1994
Built
2
Garage
No
Pool
FEMA Zone XHOA $130/mo14,375 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

**ACROSS THE STREET FROM OCEAN**FRESHLY PAINTED**UPDATED** Live the ultimate Florida lifestyle in this stunning 3 bed/3 bath, 2,281sqft home located right on scenic A1A. Enjoy beautiful OCEAN VIEWS with the beach just steps away across the street! Situated on a huge CORNER LOT with a FENCED-IN FRONT & BACKYARD, this stunning home is immaculately maintained and updated. Recent upgrades include NEW PAINT inside and out, WINDOWS RESEALED, redone stucco, and an oversized garage. Inside, you'll find a SPLIT BEDROOM FLOOR PLAN and an OPEN CONCEPT living space with tons of room. The kitchen includes a stainless steel farmhouse kitchen sink, tons of cabinetry, a breakfast bar, and a breakfast nook. The spacious primary suite is the entire 2nd floor, and features a large walk-in shower, and an elegant soaking tub. Head up the SPIRAL STAIRCASE to the CROWS NEST, situated at the highest point of the house and offering gorgeous panoramic views and a flexible BONUS SPACE for an office or yoga

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,452
HOAbilled monthly$130
Estimated total, before insurance$5,582/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,405/yr · $784/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,000,000
$200,000
Loan Term
Monthly Payment
$5,452
Principal & Interest: $5,452
Insurance (est.): $667
Estimated Total Monthly
$6,119
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011593 - Maritime I · Public water (record)

County records show this parcel on central sewer served by FLA011593 - Maritime I — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,405/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Active$1,000,000
  • Sep 30, 2026Listed$1,000,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $283/sq ft; this home is listed at $438/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
19 Deerwood Street, Palm Coast, FL 32137Listed by NON MLS (realMLS)Jul 2026$560,000$2773/22,02500.2
44 Hidden Treasure Drive, Palm Coast, FL 32137Listed by BEYCOME OF FLORIDA LLCMar 2026$750,000$2834/32,6521460.4
54 Los Lagos Boulevard, Palm Coast, FL 32137Listed by EXP REALTY LLCApr 2026$587,000$2653/22,216950.5
25 Smiling Fish Lane, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALSNov 2025$550,000$3043/21,8102330.5
6 San Filipe Way, Palm Coast, FL 32137Listed by DOGWOOD REALTYAug 2025$482,000$2414/22,0001771.1
9 Flagler Drive, Palm Coast, FL 32137Listed by EXP REALTY LLCSep 2025$550,000$3133/31,7604432.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,000,000
Price / Sq Ft$438
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,281
Total Structure Area3,697 sq ft
Acres0.33 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address7094 Ocean Shore Boulevard, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionMaritime Estates
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size14,374.8 sq ft
Parcel Number3710314256000000010
ZoningResidential

Amenities

AmenitiesBeach Access
Community FeaturesSidewalks, Fishing, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingAttached, Garage, Off Street
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Other
Lot DescriptionCorner Lot
Patio / PorchPatio
FencingFenced
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 1, 2026
Days on Market39
HOA Fees$130 / Monthly
HOA FrequencyMonthly
HOA NameMARITIME ESTATES II
Tax Amount$9,405.12
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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