Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Mar 18, 2026·146 days on market

44 Hidden Treasure Drive

Palm Coast, FL 32137

$750,000sold priceListed at $750,000 · 100% of asking$283/sqftMLS# 2108021
4
Beds
3
Baths
2,652
Sq Ft
2017
Built
2
Garage
No
Pool
HOA $253/mo9,583 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Coastal Living at Its Finest - Beach Haven Beauty! Welcome to your dream home in the sought-after Beach Haven neighborhood, where Key West charm meets modern luxury! Located just steps from the beach, this stunning single level, four-bedroom, three-bath home—with an additional flex room for an office space to accommodate remote work—offers a blend of relaxation and functionality. Designed for coastal living, the spacious garage includes extra room for your golf cart, making trips to the beach and community pool effortless. Inside, thoughtful upgrades include custom closet systems, water filtration system, and gas cooktop—ensuring both style and convenience. Enjoy breathtaking nature views from your screened in lanai and large backyard, perfect for entertaining or unwinding after a day by the ocean. Whether you're looking for a full-time residence or a vacation getaway, this Beach Haven gem offers the best of Florida living! The Beach Haven community provides resort-style amenitie

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,154
HOAbilled semi-annually$253
Estimated total, before insurance$4,407/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,490/yr · $457/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,154
Principal & Interest: $4,154
Insurance (est.): $500
Estimated Total Monthly
$4,654
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,490/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $277/sq ft; this home is listed at $283/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
19 Deerwood Street, Palm Coast, FL 32137Listed by NON MLS (realMLS)Jul 2026$560,000$2773/22,02500.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$750,000
Price / Sq Ft$283
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,652
Acres0.22 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address44 Hidden Treasure Drive, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionBeach Haven
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size9,583.2 sq ft
Parcel Number3710310366000F00080

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Other
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Downstairs, Smart Thermostat, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Disposal, Freezer, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Exterior FeaturesStorm Shutters, Other
FencingOther
RoofShingle
ConstructionOther, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 9, 2025
Days on Market146
HOA Fees$1,518 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$5,489.54
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines