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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·1 day on market

3024 Sheer Bliss Way

Orange Park, FL 32065

$374,999$171/sqftEst. $2,002/moMLS# 2166274
4
Beds
3
Baths
2,198
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XHOA $44/mo0.46 acresSingle Family Residence2 stories

About this home

Orange Park

Absolutely stunning 2021 custom-built Dream Finders home perfectly situated in the heart of Clay County! Offering an ideal blend of modern style, thoughtful upgrades, and smart-home convenience, this beautiful 4-bedroom, 3-bathroom residence features 2,198 square feet of spacious open-concept living. From the moment you step inside, you'll appreciate the seamless flow and modern tile flooring throughout the main living areas. The heart of the home is the beautifully appointed kitchen, featuring elegant granite countertops, 42-inch custom cabinetry, a charming farmhouse sink, and sleek stainless-steel Whirlpool appliances. The open layout creates the perfect setting for everyday living and entertaining. And just when you think you've seen it all, there's more! This home is fully equipped with smart-home technology, bringing convenience and efficiency right to your fingertips. Located just minutes from shopping, NAS Jax, and highly regarded A-rated schools.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,002
Property taxesest. at asking price, Clay County$575
HOAbilled annually$44
Estimated total, before insurance$2,620/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,044/yr · $337/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$374,999
$75,000
Loan Term
Monthly Payment
$2,002
Principal & Interest: $2,002
Property taxes (est.): $575
Insurance (est.): $250
Estimated Total Monthly
$2,827
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,676 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,044/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Listed$374,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$374,999
Price / Sq Ft$171
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,198
Acres0.46 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryRidgeview
MiddleOrange Park
HighRidgeview

Community Information

Address3024 Sheer Bliss Way, Orange Park, FL 32065
Area134-South Blanding
SubdivisionSomerset
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size20,037.6 sq ft
Parcel Number15042502041000652
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Irregular Lot, Sprinklers In Rear
Patio / PorchPatio
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt, Concrete
Road FrontageCity Street

Additional Information

Date ListedSeptember 24, 2026
Days on Market0
HOA Fees$526 / Annually
HOA FrequencyAnnually
HOA NameSomerset
Tax Amount$4,043.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: W & E Realty, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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