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Sold

Sold·Closed Sep 15, 2026·6 days on market

2587 Bayou Ridge Court

Orange Park, FL 32065

$425,000sold priceListed at $420,000 · 101.2% of asking$184/sqftMLS# 2158946
4
Beds
2.5
Baths
2,310
Sq Ft
1986
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.48 acresSingle Family Residence1 story

About this home

Orange Park

MULTIPLE OFFERS. HIGHEST AND BEST BY 6PM 8.11.26 Welcome to this beautifully maintained pool home tucked away at the end of a cul-de-sac in a charming neighborhood, offering a rare combination of a **saltwater pool with spa, oversized .48-acre lot, Florida room, and exceptional outdoor living space**. Featuring a unique mid-century modern entryway and thoughtful details throughout, this home offers character, comfort, and a true Florida lifestyle. The spacious great room is the heart of the home, showcasing a cozy fireplace, built-in bookshelves, skylights, and French doors that open to the bright Florida room. This inviting space seamlessly extends the living area and creates the perfect connection to the backyard oasis. Designed for entertaining, the outdoor retreat features a saltwater pool with spa, spillover feature, Pentair automation, heater, new quartz pool finish, updated tile, and new KoolDeck surface.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Clay County$651
Estimated total, before insurance$3,005/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,751/yr · $313/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $651
Insurance (est.): $283
Estimated Total Monthly
$3,289
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,751/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Closed$420,000
  • Aug 11, 2026Active Under Contract$420,000
  • Aug 6, 2026Listed$420,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
926 Longridge Court, Orange Park, FL 32065Listed by MAGNOLIA REAL ESTATE COMPANYSep 2026$355,000$1854/21,918190.3
808 Maplewood Lane, Orange Park, FL 32065Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$400,000$1964/2.52,046850.5
2441 Longwood Street, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$267,500$1573/21,704630.8
2885 Circle Ridge Drive, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$386,000$1634/2.52,36490.8
596 Robert Livingston Street, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$360,000$1954/21,84921
2187 Constitution Drive, Orange Park, FL 32073Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INCAug 2026$316,500$1684/21,885361.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$420,000
Price / Sq Ft$182
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,310
Acres0.48 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

School Information

ElementaryRidgeview
MiddleOrange Park

Community Information

Address2587 Bayou Ridge Court, Orange Park, FL 32065
Area134-South Blanding
SubdivisionFoxridge
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size20,908.8 sq ft
Parcel Number14042502032747070
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
Window FeaturesSkylight(s)
Spa FeaturesIn Ground

Exterior

Lot DescriptionCleared, Cul-De-Sac
Patio / PorchGlass Enclosed, Rear Porch
FencingBack Yard, Privacy
RoofShingle
ConstructionStone Veneer
Other StructuresShed(s)
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedAugust 6, 2026
Days on Market6
Tax Amount$3,751.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GAILEY ENTERPRISES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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