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Active

Active·2 days on market

2587 Bayou Ridge Court

Orange Park, FL 32065

$420,000$182/sqftEst. $2,166/moMLS# 2158946

Beds

Baths

2,310

Sq Ft

1986

Built

Garage

Yes

Pool

About this home

Orange Park

Welcome to this beautifully maintained pool home tucked away at the end of a cul-de-sac in a charming neighborhood, offering a rare combination of a **saltwater pool with spa, oversized .48-acre lot, Florida room, and exceptional outdoor living space**. Featuring a unique mid-century modern entryway and thoughtful details throughout, this home offers character, comfort, and a true Florida lifestyle. The spacious great room is the heart of the home, showcasing a cozy fireplace, built-in bookshelves, skylights, and French doors that open to the bright Florida room. This inviting space seamlessly extends the living area and creates the perfect connection to the backyard oasis. Designed for entertaining, the outdoor retreat features a saltwater pool with spa, spillover feature, Pentair automation, heater, new quartz pool finish, updated tile, and new KoolDeck surface. The fully fenced oversized backyard provides privacy, room to relax, and plenty of space for outdoor activities or

Cost to own

Mortgage calculator

Home Price

$420,000

Down Payment: 20%

$84,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,166

Principal & Interest: $2,166

Property taxes (est.): $644

Insurance (est.): $280

Estimated Total Monthly

$3,090

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,166

Property taxesest. at asking price, Clay County$644

Estimated total, before insurance$2,810/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,751/yr · $313/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,751/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Listed$420,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$420,000

Price / Sq Ft$182

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,310

Acres0.48 acres

Year Built1986

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

School Information

ElementaryRidgeview

MiddleOrange Park

HighRidgeview

Community Information

Address2587 Bayou Ridge Court, Orange Park, FL 32065

Area134-South Blanding

SubdivisionFoxridge

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size20,908.8 sq ft

Parcel Number14042502032747070

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

Window FeaturesSkylight(s)

Spa FeaturesIn Ground