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Active·10 days on market

926 Longridge Court

Orange Park, FL 32065

$374,990$196/sqftEst. $1,934/moMLS# 2157642

Beds

Baths

1,918

Sq Ft

1984

Built

Garage

Yes

Pool

About this home

Orange Park

Welcome home to this beautifully maintained brick home, offering 4 bedrooms, 2 bathrooms, and a 2-car garage on a spacious cul-de-sac lot. Inside, you'll find a welcoming living room, a cozy den with a classic brick fireplace, and an oversized kitchen with a bright café-style dining area. Step outside to enjoy the screened lanai overlooking the in-ground pool, plus a storage shed and full RV hookups. Major updates over the years include the roof, windows, HVAC system, flooring, and electrical panel, giving buyers added peace of mind. This move-in-ready home has been lovingly cared for and is ready for its next owner to make it their own. Don't miss this incredible opportunity. Schedule your private showing today!

Cost to own

Mortgage calculator

Home Price

$374,990

Down Payment: 20%

$74,998

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,934

Principal & Interest: $1,934

Property taxes (est.): $575

Insurance (est.): $250

Estimated Total Monthly

$2,758

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,934

Property taxesest. at asking price, Clay County$575

Estimated total, before insurance$2,508/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,967/yr · $164/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,967/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History