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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·17 days on market

11526 Lorence Avenue

Jacksonville, FL 32218

$289,900$200/sqftEst. $1,606/moMLS# 2166256
3
Beds
2
Baths
1,451
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 storyNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

UNDER CONSTRUCTIONS! This beautiful 3/2 home is a real gem. Nice quiet location, near school, shopping, and more. The open floor plan creates a welcoming atmosphere, perfect for family gatherings or entertaining friends. White cabinets and granite counters bring a modern and stylish touch to the kitchen, while REVWOOD in the living areas add durability and charm. Having carpet in the bedrooms adds a cozy and comfortable feel to those spaces. This home offers a great blend of practicality and aesthetics, with features that are both stylish and easy to maintain. Located near shopping, dining, and other amenities. This is a wonderful place to call home! **This home has a performance engineered septic system which will have city required yearly maintenance agreement and fee. IF ANY CAGES PRESENT, THEY DO NOT CONVEY. ANY STAGING PHOTOS ARE AN EXAMPLE

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, Duval County$473
Estimated total, before insurance$2,079/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$289,900
$57,980
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $473
Insurance (est.): $193
Estimated Total Monthly
$2,272
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 23, 2026Listed$289,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3001 Harbison Street, Jacksonville, FL 32218Listed by MOMENTUM REALTYSep 2026$249,000$2053/2.51,217430.2
11245 Lorence Avenue, Jacksonville, FL 32218Listed by NEXTHOME ENDLESS SUMMERSep 2026$225,000$1563/21,440870.3
3221 Pine Avenue, Jacksonville, FL 32218Listed by RPB REALTY,INCAug 2026$239,900$1593/2.51,5091000.4
3213 Pine Avenue, Jacksonville, FL 32218Listed by RPB REALTY,INCAug 2026$240,000$1593/2.51,509300.4
11230 Margarets Landing Place, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERYAug 2026$260,000$1873/2.51,38990.5
11532 Birch Forest Circle E, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERYSep 2026$244,000$1505/21,629900.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,900
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,451
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address11526 Lorence Avenue, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionPineview Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Dimensions89.75X160
Parcel NumberTBD

Amenities

UtilitiesSewer Not Available, Water Not Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFiber Cement, Frame
Road FrontageCity Street

Additional Information

Date ListedSeptember 24, 2026
Days on Market0
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RPB REALTY,INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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