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Active Under Contract

Active Under Contract·3 days on market

61 Woodfield Drive

Palm Coast, FL 32164

$409,900$168/sqftEst. $2,188/moMLS# 2166152
4
Beds
3
Baths
2,435
Sq Ft
2020
Built
3
Garage
No
Pool
FEMA Zone XNo HOA11,326 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Looking for a move in ready home in Palm Coast with plenty of space, a dedicated office, a 3 car garage, and outdoor living already done for you? Welcome to 61 Woodfield Drive, a beautifully refreshed, turnkey 4 bedroom, 3 bathroom home offering 2,435 square feet and an effortless Florida lifestyle that feels like home from the moment you arrive. Recently refreshed inside and out, this Palm Coast home features fresh interior and exterior paint, refreshed landscaping, fresh mulch, and thoughtful improvements throughout. Every detail comes together to create a clean, polished, and inviting home where the work has already been done. Simply unpack, settle in, and start making it yours. The backyard was made for Florida living. A screened patio creates a comfortable extension of the home and opens to an extended paver patio and fire pit, giving you the perfect setting for slow mornings with coffee, dinner outside, evenings around the fire, or weekends spent entertaining family and friends

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,188
Estimated total, before insurance$2,188/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,025/yr · $502/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$409,900
$81,980
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Insurance (est.): $273
Estimated Total Monthly
$2,462
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,638 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,025/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Active Under Contract$409,900
  • Sep 23, 2026Listed$409,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,900
Price / Sq Ft$168
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,435
Total Structure Area3,341 sq ft
Acres0.26 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address61 Woodfield Drive, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size11,325.6 sq ft
Parcel Number0711317027002900040

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOn Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Cooktop, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingFull, Privacy, Vinyl
RoofShingle
ConstructionBlock
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 23, 2026
Days on Market4
Tax Amount$6,025.08
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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