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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 30, 2026·12 days on market

14 Woodworth Drive

Palm Coast, FL 32164

$414,900sold priceListed at $414,900 · 100% of asking$181/sqftMLS# 2160695
5
Beds
3
Baths
2,286
Sq Ft
2023
Built
3
Garage
No
Pool
FEMA Zone XNo HOA13,504 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Welcome to this lovely home in Palm Coast, Florida, with 5 spacious bedrooms and 3 modern bathrooms. Step into the stunning, fully updated kitchen- a true chef's delight. This bright and functional space is thoughtfully designed to maximize storage and workflow. It features white cabinetry with sleek finishes, a large island for extra prep space, and a pantry for storage. This home comes with soft, comfortable carpet and easy-clean tile flooring. Complete with a 3-car garage, this home is designed to accommodate both lively entertaining and private relaxation. Situated in the highly desirable quiet Palm Coast area, you are just a short drive away from pristine local beaches, championship golf courses, scenic walking trails, and premier shopping and dining destination districts.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,298
Estimated total, before insurance$2,298/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$414,900
$82,980
Loan Term
Monthly Payment
$2,298
Principal & Interest: $2,298
Insurance (est.): $277
Estimated Total Monthly
$2,575
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,336 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 30, 2026Closed$414,900
  • Aug 26, 2026Active Under Contract$414,900
  • Aug 18, 2026Listed$414,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
61 Woodfield Drive, Palm Coast, FL 32164Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$409,900$1684/32,43540.3
38 Woodstone Lane, Palm Coast, FL 32164Listed by LENNAR REALTY INCJun 2026$319,990$1764/21,821680.4
15 Wellham Lane, Palm Coast, FL 32164Listed by EXP REALTY LLCAug 2026$545,000$2156/42,530390.6
39 Wellstream Lane, Palm Coast, FL 32164Listed by REALTY EXECUTIVES OCEANSIDESep 2026$535,000$2084/32,573250.9
23 Westfield Lane, Palm Coast, FL 32164Listed by HERRON REAL ESTATE LLCSep 2026$270,000$1583/21,7132891.3
70 Bridgehaven Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$362,080$1944/21,862661.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$414,900
Price / Sq Ft$181
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,286
Acres0.31 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address14 Woodworth Drive, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size13,503.6 sq ft
Parcel Number0711317027001600100

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 18, 2026
Days on Market12
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Sold by: BOARDWALK REALTY ASSOCIATES LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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