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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·18 days on market

16198 Blossom Lake Drive

Jacksonville, FL 32218

$334,000$157/sqftEst. $1,850/moMLS# 2166067
3
Beds
2
Baths
2,126
Sq Ft
2016
Built
2
Garage
No
Pool
FEMA Zone XHOA $13/mo9,148 sqft lotSingle Family Residence1 story

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About this home

Jacksonville

Welcome home to this beautiful 3 bedroom 2 bath residence offering 2126 sq feet of spacious, comfortable living. Enjoy generous living areas, inviting bedrooms, and a relaxing backyard perfect for unwinding, entertaining, or creating your own private retreat. schedule your showing today.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,850
Property taxesest. at asking price, Duval County$545
HOAbilled annually$13
Estimated total, before insurance$2,408/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,986/yr · $416/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$334,000
$66,800
Loan Term
Monthly Payment
$1,850
Principal & Interest: $1,850
Property taxes (est.): $545
Insurance (est.): $223
Estimated Total Monthly
$2,618
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$287,477$187,043—
2024$299,594$181,065—
2023$314,031$174,335—
2022$268,844$167,801—
2021$226,023$161,458—
2020$208,539$158,539—

2025 property taxes (current owner): $4,986/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Listed$334,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15769 Twin Creek Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYSep 2026$319,900$1533/22,086140.3
15763 Twin Creek Drive, Jacksonville, FL 32218Listed by VENTURE DEVELOPMENT REALTYSep 2026$285,000$1533/21,8651050.4
15847 Seaton Hollow Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYAug 2026$325,000$1983/21,638790.7
15825 Seaton Hollow Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYSep 2026$349,990$1683/2.52,089690.8
15748 Seaton Hollow Drive, Jacksonville, FL 32218Listed by NON MLS (realMLS)Aug 2026$341,076$2273/21,50120.9
1444 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCSep 2026$385,000$1984/31,9431011

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$334,000
Price / Sq Ft$157
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,126
Acres0.21 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address16198 Blossom Lake Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionBainebridge Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size9,147.6 sq ft
Parcel Number1083613205

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Water Connected
Water SourcePublic
ParkingOff Street
ViewProtected Preserve

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Oven, Electric Range, Freezer, Refrigerator
HeatingElectric
CoolingElectric
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio, Porch, Screened
FencingBack Yard, Vinyl
RoofShingle

Additional Information

Date ListedSeptember 23, 2026
Days on Market2
HOA Fees$150 / Annually
HOA FrequencyAnnually
Tax Amount$4,986.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUNSHINE REALTY & CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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