$1,200,0003 bd · 3 ba · 2,620 sq ft
Active·45 days on market
27 S Riverwalk Drive
Palm Coast, FL 32137
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About this home
Palm Coast
Be prepared to check off everything on your wish list with this pristine home by one of Palm Coast Florida's premier builders. GATED COMMUNITY, INTRACOASTAL LOCATION, DOCK WITH 10000 LB LIFT, POOL WITH BAJA SHELF, OUTDOOR KITCHEN, ONE LEVEL LIVING, 10 FOOT CEILINGS THROUGHOUT, CUSTOM ARCHITECTURAL ACCENTS, QUARTZITE COUNTERTOPS, 2 ENSUITE BEDROOMS, FLEX ROOM COULD BE AN OFFICE, MEDIA, EXERCISE OR 4TH BEDROOM, TILED SHOWERS, HURRICANE SHUTTERS, FENCE FOR THE FUR BABIES, WINDOW SHADES ARE JUST SOME OF THE FEATURES. This home is like new as owner had a change of plans shortly after purchasing, his loss is your gain. The home lives much larger than the square footage indicates. With 3 large bedrooms and a flex room, large entry foyer, and ample dining room to entertain family and friends. Quality finishes like custom cabinetry, high coffered ceilings, many windows create a light and bright home and oversized windows to capture your views of the Intracoastal and pool, abundance of
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,805 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 14 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 10 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 7 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 7 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 6:42 AM, sunset 5:34 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $12,311/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 4, 2026Price change$1,200,000−$20,000
- Sep 22, 2026Listed$1,220,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $335/sq ft; this home is listed at $458/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2695 Morning Light Court, Flagler Beach, FL 32136Listed by SELECT REALTY LLC | Sep 2026 | $630,000 | $335 | 3/2.5 | 1,882 | 214 | 0.6 |
| 2654 Sunset Inlet Drive, Flagler Beach, FL 32136Listed by COASTAL GATEWAY REAL ESTATE GROUP | Aug 2026 | $975,000 | $315 | 4/3.5 | 3,098 | 65 | 0.6 |
| 165 S Riverwalk Drive, Palm Coast, FL 32137Listed by HAMMOCK REAL ESTATE GROUP | Jun 2026 | $1,169,000 | $391 | 3/3.5 | 2,989 | 3 | 0.9 |
| 220 S Riverwalk Drive, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK REALTY | Jul 2026 | $829,900 | $396 | 3/2.5 | 2,097 | 9 | 1.2 |
| 28 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDA | Sep 2026 | $429,990 | $185 | 4/3.5 | 2,319 | 145 | 2.1 |
| 35 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDA | Sep 2026 | $429,990 | $185 | 4/3.5 | 2,319 | 60 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORPORATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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