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Active·Listed today

27 S Riverwalk Drive

Palm Coast, FL 32137

$1,220,000$596/sqftEst. $6,461/moMLS# 2166005
3
Beds
3
Baths
2,047
Sq Ft
2016
Built
2
Garage
Yes
Pool
FEMA Zone AEHOA $239/mo10,890 sqft lotWaterfrontSingle Family Residence1 story

About this home

Palm Coast

Be prepared to check off everything on your wish list with this pristine home by one of Palm Coast Florida's premier builders. GATED COMMUNITY, INTRACOASTAL LOCATION, DOCK WITH 10000 LB LIFT, POOL WITH BAJA SHELF, OUTDOOR KITCHEN, ONE LEVEL LIVING, 10 FOOT CEILINGS THROUGHOUT, CUSTOM ARCHITECTURAL ACCENTS, QUARTZITE COUNTERTOPS, 2 ENSUITE BEDROOMS, FLEX ROOM COULD BE AN OFFICE, MEDIA, EXERCISE OR 4TH BEDROOM, TILED SHOWERS, HURRICANE SHUTTERS, FENCE FOR THE FUR BABIES, WINDOW SHADES ARE JUST SOME OF THE FEATURES. This home is like new as owner had a change of plans shortly after purchasing, his loss is your gain. The home lives much larger than the square footage indicates. With 3 large bedrooms and a flex room, large entry foyer, and ample dining room to entertain family and friends. Quality finishes like custom cabinetry, high coffered ceilings, many windows create a light and bright home and oversized windows to capture your views of the Intracoastal and pool, abundance of

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$6,461
HOAbilled quarterly$239
Estimated total, before insurance$6,700/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,030/yr · $586/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,220,000
$244,000
Loan Term
Monthly Payment
$6,461
Principal & Interest: $6,461
Insurance (est.): $813
Estimated Total Monthly
$7,274
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,805 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,030/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 22, 2026Listed$1,220,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,220,000
Price / Sq Ft$596
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,047
Total Structure Area3,499 sq ft
Acres0.25 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes
Direction FacesWest

Community Information

Address27 S Riverwalk Drive, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast Plantation
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,890 sq ft
Lot Dimensions60x171
Parcel Number2711314890000000730
ZoningPUD

Amenities

AmenitiesPool, Boat Dock, Boat Launch, Clubhouse, Fitness Center, Gated, RV/Boat Storage, Security, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewIntracoastal, Water
Waterfront TypeIntracoastal

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingElectric
FlooringCarpet, Tile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBoat Lift, Dock, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionBlock, Stucco
Other StructuresOutdoor Kitchen
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 22, 2026
Days on Market7
HOA Fees$718 / Quarterly
HOA FrequencyQuarterly
HOA NamePalm Coast Plantation HOA
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$7,030.08
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORPORATION · sskibo@watsonrealtycorp.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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