Sold·Closed Sep 10, 2026·214 days on market
2695 Morning Light Court
Flagler Beach, FL 32136
About this home
Flagler Beach
Beach, boat, and low-maintenance coastal living come together at Sunset Inlet. This 3BR/2.5BA canal-front home offers a private dock with a 10,000 lb boat lift, quick access to the Matanzas River for boating, kayaking, and fishing, plus on the other side the community has a private beach access pathway. Inside, the home is clean, updated, and move-in ready with GE Monogram kitchen appliances, tile & LVP flooring, and a screened lanai overlooking the water. The efficient two-story layout is ideal for buyers who want the Flagler Beach lifestyle without the upkeep of a large coastal property. HOA-maintained front and back yards make this a true lock-and-leave option for full-time living, a second home, or a weekend beach-and-boat retreat. Minutes to Flagler Beach restaurants, shops, and the laid-back surf-town scene.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0116009 - Flagler County Utilities · Public water (record)
County records show this parcel on central sewer served by FL0116009 - Flagler County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,774 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $6,573/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 11, 2026Closed$660,000
- Aug 10, 2026Active Under Contract$660,000
- Jan 8, 2026Listed$660,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $351/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 223 Starboard Drive, Flagler Beach, FL 32136Listed by LPT REALTY LLC | Jun 2026 | $305,000 | $221 | 2/2 | 1,378 | 51 | 0.4 |
| 220 S Riverwalk Drive, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK REALTY | Jul 2026 | $829,900 | $396 | 3/2.5 | 2,097 | 9 | 0.8 |
| 28 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDA | Sep 2026 | $429,990 | $185 | 4/3.5 | 2,319 | 145 | 1.7 |
| 35 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDA | Sep 2026 | $429,990 | $185 | 4/3.5 | 2,319 | 60 | 1.7 |
| 30 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDA | Aug 2026 | $359,990 | $220 | 3/2 | 1,639 | 140 | 1.7 |
| 23 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDA | Aug 2026 | $434,990 | $212 | 4/3 | 2,055 | 65 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SELECT REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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