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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 28, 2026·9 days on market

220 S Riverwalk Drive

Palm Coast, FL 32137

$829,900sold priceListed at $829,900 · 100% of asking$396/sqftMLS# 2150036
3
Beds
2.5
Baths
2,097
Sq Ft
2023
Built
2
Garage
Yes
Pool
HOA $239/mo10,454 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Thoughtfully upgraded and meticulously maintained, this exceptional 2023 Skyway Builders residence offers 3 bedrooms, 2.5 baths, a dedicated office, and a desirable split-bedroom floor plan. Elegant marble flooring spans the main living areas, while wood-look ceramic tile extends through the bedrooms. Plantation shutters, crown molding, custom lighting, built-in speakers, and an electric fireplace feature wall enhance the home. The completely renovated chef's kitchen showcases custom soft-close cabinetry with pull-out storage, quartzite countertops, decorative backsplash, oversized island, farmhouse sink, walk-in pantry, induction cooktop, wine refrigerator, Bosch dishwasher, and premium GE Café/Profile appliances. Pocket sliders open to a screened lanai overlooking a private preserve. The 2025 heated saltwater pool features waterfalls, sealed pavers, and retractable awnings. Palm Coast Plantation offers exceptional resort-style amenities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,597
HOAbilled quarterly$239
Estimated total, before insurance$4,836/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$829,900
$165,980
Loan Term
Monthly Payment
$4,597
Principal & Interest: $4,597
Insurance (est.): $553
Estimated Total Monthly
$5,150
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,692 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $445/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 28, 2026Closed$829,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $396/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2695 Morning Light Court, Flagler Beach, FL 32136Listed by SELECT REALTY LLCSep 2026$630,000$3353/2.51,8822140.8
82 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$515,990$2093/32,468250.9
28 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$429,990$1854/3.52,3191451
35 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$429,990$1854/3.52,319601
23 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$434,990$2124/32,055651
30 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$359,990$2203/21,6391401

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$829,900
Price / Sq Ft$396
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,097
Total Structure Area3,014 sq ft
Acres0.24 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

Community Information

Address220 S Riverwalk Drive, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast Plantation
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,454.4 sq ft
Parcel Number2711314894000000890
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringMarble, Tile
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
Security24 Hour Security

Exterior

Patio / PorchAwning(s), Covered, Porch, Rear Porch, Screened
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJune 11, 2026
Days on Market9
HOA Fees$718 / Quarterly
HOA FrequencyQuarterly
HOA NameVesta Property Services
Tax Amount$445.2
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines