Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 24
Active

Active·30 days on market

1380 Ottawa Avenue

Jacksonville, FL 32210

$309,900$179/sqftEst. $1,717/moMLS# 2164462
4
Beds
2
Baths
1,736
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Motivated Seller! Welcome to 1380 Ottawa Avenue! Built in 2022, this beautiful 4-bedroom, 2-bathroom home offers 1,739 sq. ft. of modern living. The open-concept layout features LVP flooring, a spacious kitchen with a large island, granite countertops, soft-close Shaker cabinets, and stainless-steel appliances. The owner's suite includes a walk-in closet and dual vanity, while three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the backyard with a wooden deck and irrigation system. Conveniently located approximately 9.2 miles from NAS Jax, 9.9 miles from Downtown Jacksonville, and 19 miles from Jacksonville International Airport. NO HOA and NO CDD! Don't miss this opportunity to own a newer, move-in-ready home in a convenient Jacksonville location. Schedule your showing today!

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Duval County$506
Estimated total, before insurance$2,223/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$309,900
$61,980
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $506
Insurance (est.): $207
Estimated Total Monthly
$2,429
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,347 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$309,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1146 La Marche Drive, Jacksonville, FL 32205Listed by EXIT INSPIRED REAL ESTATESep 2026$220,000$1763/21,253120.5
1215 Le Brun Drive, Jacksonville, FL 32205Listed by BEE HOME REALTY, LLCSep 2026$234,000$1783/21,31640.5
6733 Cherbourg Avenue S, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$154,000$1263/21,22640.6
1806 Memory Lane, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$330,000$1773/21,869100.7
7018 Bonnie Brae Lane, Jacksonville, FL 32210Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCOct 2026$254,000$1473/21,730140.9
1205 Neva Street, Jacksonville, FL 32205Listed by TPR REAL ESTATE GROUP INCOct 2026$240,000$1663/2.51,446371.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,900
Price / Sq Ft$179
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,736
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1380 Ottawa Avenue, Jacksonville, FL 32210
Area053-Hyde Grove Area
SubdivisionLackawanna Townsite
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Parcel Number0114010030

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Additional Information

Date ListedSeptember 11, 2026
Days on Market7
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ZEE LUXE REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines