$358,9904 bd · 3 ba · 1,842 sq ft
Active·61 days on market
10 Garni Drive
Palm Coast, FL 32137
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
Brand new, energy-efficient home available by Nov 2026! Looking for a new home in Palm Coast, FL? The Davenport floorplan offers a spacious layout with 4 bedrooms, 3 bathrooms and 2-car garage. Enjoy a chef inspired kitchen with a large work island that overlooks the dining, great room and covered lanai. Colbert Landings offers single-family homes in the highly desirable city of Palm Coast. Located less than three miles from Flagler Beach, this community is just a 10-minute bike ride from beaches and fun waterfront restaurants. Residents will enjoy access to community amenities including a pool, cabana, and pickleball courts, as well as convenient access to Palm Coast trails at the front of the community. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 16 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 12 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 9 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 9 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Sep 9, 2026Listed$358,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $195/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 18 Garni Drive, Palm Coast, FL 32137Listed by MERITAGE HOMES OF FLORIDA REALTY | Nov 2026 | $336,990 | $226 | 3/2 | 1,491 | 20 | 0 |
| 16 Garni Drive, Palm Coast, FL 32137Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $378,990 | $173 | 4/3 | 2,192 | 71 | 0 |
| 21 Geosam Drive, Palm Coast, FL 32137Listed by TAYLOR MORRISON REALTY OF FLA | Nov 2026 | $430,000 | $204 | 4/2 | 2,113 | 127 | 0.1 |
| 78 Ararat Drive, Palm Coast, FL 32137Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $351,990 | $191 | 4/3 | 1,842 | 117 | 0.1 |
| 70 Ararat Drive, Palm Coast, FL 32137Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $363,990 | $198 | 4/3 | 1,842 | 72 | 0.1 |
| 39 Oconee Drive, Palm Coast, FL 32137Listed by TAYLOR MORRISON REALTY OF FLA | Oct 2026 | $373,145 | $182 | 3/2 | 2,055 | 37 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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