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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·20 days on market

4599 Golf Brook Road

Orange Park, FL 32065

$610,000$191/sqftEst. $3,230/moMLS# 2162775
↓ $10,000 below original list
4
Beds
3.5
Baths
3,192
Sq Ft
2012
Built
3
Garage
No
Pool
FEMA Zone XHOA $5/mo1.00 acresSingle Family Residence2 stories

About this home

Orange Park

Beautiful 4-Bedroom 3.5-Bath Golf Course Home with Resort Style Amenities. This home is perfectly positioned overlooking the 5th tee box, offering a golf course view from the spacious patio with fire pit. Recently painted exterior and interior, this home features a bright, inviting open floor plan designed for comfortable living and entertaining. The spacious family room makes an impressive statement with its soaring 19 foot ceiling. Creating an expansive and airy atmosphere. Step outside and enjoy an exceptional outdoor living space on your beautiful patio, golf course views, and fire pit- an ideal setting for morning coffee, or unwinding at the end of the day. Residents can enjoy an impressive array of community amenities, including a clubhouse with restaurant, tennis & pickleball courts, miniature golf, parks, resort style pools with poolside tiki bar, fitness center, enclosed basketball court, dog park, and soccer field. Fairway views, resort amenities are waiting for you!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,230
Property taxesest. at asking price, Clay County$935
HOAbilled annually$5
Estimated total, before insurance$4,170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$610,000
$122,000
Loan Term
Monthly Payment
$3,230
Principal & Interest: $3,230
Property taxes (est.): $935
Insurance (est.): $407
Estimated Total Monthly
$4,572
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

property taxes (current owner): $10,875/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Price change$610,000−$10,000
  • Aug 31, 2026Listed$620,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$610,000
Price / Sq Ft$191
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,192
Total Structure Area4,343 sq ft
Acres1.00 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address4599 Golf Brook Road, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionEagle Landing
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size43,560 sq ft
Lot Dimensions1 Lot/Tract/0.21 Acres
Parcel Number13042400554200758
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Golf Course, Park, Pickleball, Playground, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Central Vacuum, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Induction Cooktop, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level, Sink
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Porch, Rear Porch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionStone, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 1, 2026
Days on Market21
HOA Fees$60 / Annually
HOA FrequencyAnnually
HOA NameFreedom Community Management
Tax Amount$10,875.34
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC · hollytaylorrealtor@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

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20+ years · 500+ closings · NE Florida

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