Sold·Closed Jul 17, 2026·13 days on market
2175 Club Lake Drive
Orange Park, FL 32065
About this home
Orange Park
This impressive 5-bedroom, 4-bath residence has enough room for everyone! A formal dining area and a private office (or optional 5th bedroom) sit near the entry. The kitchen is designed for functional entertaining with a large island, abundant cabinetry, a massive walk-in pantry, and easily flows into the spacious family room and a bright sunroom. From the family room, sunroom, and primary suite, enjoy serene lake views. Step outside to the open lanai, a perfect spot to unwind and take in the setting. The primary suite feels like a retreat, complemented by a huge ensuite bath with an oversized walk in closet and an elevated soaker tub. A separate guest or in-law suite, located off the kitchen, offers a private bathroom and a walk in closet. Bedrooms two and three are generously sized, while the upstairs bonus room (17x25) can easily serve as a den or sixth bedroom. Rounding out the home is an oversized four-car garage offering exceptional storage and parking.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,778 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $574,976 | $305,372 | — |
| 2024 | $565,671 | $295,777 | — |
| 2023 | $561,983 | $285,415 | — |
| 2022 | $510,212 | $279,855 | — |
| 2021 | $399,589 | $270,088 | — |
| 2020 | $386,565 | $265,593 | — |
2024 property taxes (current owner): $8,287/yr
Estimated taxes if purchased at asking price: ~$11,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 18, 2026Closed$660,000
- May 8, 2026Listed$660,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $173/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2270 Club Lake Drive, Orange Park, FL 32065Listed by PURSUIT REAL ESTATE, LLC | Jul 2026 | $578,000 | $146 | 4/3.5 | 3,971 | 22 | 0.3 |
| 4616 Golf Brook Road, Orange Park, FL 32065Listed by ERA ONETEAM REALTY | Jul 2026 | $595,000 | $190 | 4/3.5 | 3,127 | 31 | 0.3 |
| 4508 Quail Hollow Road, Orange Park, FL 32065Listed by ANCHOR REALTY FLORIDA | Jun 2026 | $530,000 | $185 | 5/4 | 2,867 | 37 | 0.3 |
| 1176 Orchard Oriole Place, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $520,000 | $189 | 4/3 | 2,753 | 18 | 0.5 |
| 1959 Bridgewood Drive, Orange Park, FL 32065Listed by MOMENTUM REALTY | May 2026 | $589,000 | $186 | 4/4 | 3,161 | 49 | 0.5 |
| 4305 Eagle Landing Parkway, Orange Park, FL 32065Listed by KELLER WILLIAMS FIRST COAST REALTY | Oct 2026 | $675,000 | $172 | 5/5 | 3,924 | 28 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REDFIN CORPORATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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