$545,0005 bd · 4 ba · 3,034 sq ft
Active·72 days on market
676 Charter Oaks Boulevard
Orange Park, FL 32065
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
IMMACULATE 5 BR, 4 BA Home with 3-car oversized garage. Located in Arbor Mill at Oakleaf Plantation. NO CDD FEES! Luxurious open concept design built by Drees Homes. The Kitchen is a Chef's dream w/42'' white cabinets. huge Island w/sink, granite counters, backsplash, wall oven, smooth top range, microwave, refrigerator & breakfast nook. Separate formal dining room. Large family room with tray ceiling. Spacious master BR w/large walk-in closet. Glamour master bath w/garden tub, glass shower & double sink vanity! 2nd & 3rd BR's currently set up as an office & exercise room. 4th BR & 3rd bath w/walk-in shower can be used for In-Law suite! Huge upstairs Bonus Room w/bath can be utilized as 5th BR, game room, playroom or additional living room. Covered patio overlooks serene backyard. Spacious laundry room & Mudroom. Security system w/cameras included. Water softener. Enjoy time w/family in community pool, clubhouse & playground. Close to schools, shopping, dining, NAS Jax & major highways
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 5 mi · 4.6 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 8 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Knights Landing Paddling Accessabout 6 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 0.5 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Aug 29, 2026Listed$545,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $180/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3859 Arbor Mill Circle, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $475,000 | $188 | 4/3 | 2,532 | 16 | 0.1 |
| 8250 Cape Fox Drive, Jacksonville, FL 32222Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $345,000 | $159 | 3/2.5 | 2,165 | 86 | 0.8 |
| 574 Glendale Lane, Orange Park, FL 32065Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $360,000 | $159 | 4/2.5 | 2,260 | 90 | 0.9 |
| 4777 Plantation Oaks Boulevard, Orange Park, FL 32065Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $390,000 | $113 | 5/3.5 | 3,444 | 28 | 1 |
| 9648 Bembridge Mill Drive, Jacksonville, FL 32244Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $490,000 | $160 | 5/3 | 3,070 | 9 | 1 |
| 584 Chestwood Chase Drive, Orange Park, FL 32065Listed by SOMEDAY HOMES REALTY, LLC. | Sep 2026 | $415,000 | $156 | 4/2.5 | 2,660 | 0 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Orange Park
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines