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Active Under Contract

Active Under Contract·28 days on market

1215 The Grove Road

Orange Park, FL 32073

$180,000$138/sqftEst. $961/moMLS# 2162366
3
Beds
2
Baths
1,308
Sq Ft
1974
Built
—
Garage
No
Pool
FEMA Zone XHOA $376/mo1,307 sqft lotCondominium1 story

About this home

Orange Park

Move-in ready 3 bedroom, 2 bath flat with a large screened patio offering a serene natural view. Over 1300sqft of spacious living featuring oversized living area and bedrooms wtih community pool and courts. This unit highlights durable LVP flooring, crown molding, and a spacious living / dining room combination. Sliding doors open to the covered screened patio where you can enjoy afternoons or morning sunrise. The fully equipped kitchen boasts a double sink, smooth-top electric range, and stainless steel appliances, including a new low profile microwave. The primary suite offers abundant natural light, a walk-in closet, and an en-suite with a walk-in shower. Two additional bedrooms include ample wall to wall closets. Water heater was replaced in 2024. Enjoy the hot summers splashing in the community pool and year round pickleball courts. Book your private viewing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$961
Property taxesest. at asking price, Clay County$276
HOAbilled monthly$376
Estimated total, before insurance$1,613/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$180,000
$36,000
Loan Term
Monthly Payment
$961
Principal & Interest: $961
Property taxes (est.): $276
Insurance (est.): $120
Estimated Total Monthly
$1,357
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · FL0023922 · Public water · Clay County Utilities

County records indicate this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,502 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 7, 2026Active Under Contract$180,000
  • Aug 28, 2026Listed$180,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$180,000
Price / Sq Ft$138
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,308
Acres0.03 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

Community Information

Address1215 The Grove Road, Orange Park, FL 32073
Area132-Bellair/Grove Park
SubdivisionThe Grove
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size1,306.8 sq ft
Parcel Number41042601990800600
ZoningCondominium

Amenities

AmenitiesPool, Management - Off Site, Pickleball
Community FeaturesStreet Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 28, 2026
Days on Market10
HOA Fees$376 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Trash, Water
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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