Sold·Closed Sep 22, 2026·13 days on market
1188 Gano Avenue 118
Orange Park, FL 32073
About this home
Orange Park
**OPEN HOUSE 8/15 SAT 12-2 **Seller is offering $5,000 towards buyers closing cost ** This beautifully maintained 2-bed, 2.5-bath townhome style condo offers the perfect blend of comfort, convenience, and move-in readiness. With over 1,000 sq. ft. of thoughtfully designed living space in a well-established community, this home is ideal whether you're first-time buyers, investors, or someone seeking low-maintenance living in Northeast Florida. Zillow Inside, you'll find an updated kitchen with modern finishes and all appliances included, plus a washer and dryer -- making this unit genuinely turn-key. The tiled entry and dining area flow into a cozy living room featuring a fireplace, creating a warm and welcoming gathering space. A convenient half bath downstairs is perfect for guests. Upstairs, enjoy two spacious bedrooms, each with their own attached full bathroom -- offering privacy and ease of daily living. The upper-level laundry area with washer/dryer adds additional convenience.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · FL0023922 · Public water · Clay County Utilities
County records indicate this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,284 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $136,334 | $101,248 | — |
| 2024 | $133,660 | $92,044 | — |
| 2023 | $113,486 | $83,677 | — |
| 2022 | $84,282 | $76,070 | — |
| 2021 | $69,155 | $69,155 | — |
| 2020 | $64,083 | $31,341 | — |
2025 property taxes (current owner): $2,058/yr
Estimated taxes if purchased at asking price: ~$2,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 22, 2026Closed$134,000
- Aug 20, 2026Active Under Contract$134,000
- Aug 7, 2026Listed$134,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $121/sq ft; this home is listed at $132/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1215 The Grove Road, Orange Park, FL 32073Listed by WATSON REALTY CORP | Sep 2026 | $168,000 | $128 | 3/2 | 1,308 | 10 | 0.1 |
| 1265 The Grove Road, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $120,000 | $97 | 2/2.5 | 1,233 | 223 | 0.2 |
| 85 Debarry Avenue 1024, Orange Park, FL 32073Listed by CENTURY 21 LIGHTHOUSE REALTY | Jul 2026 | $126,624 | $121 | 2/2.5 | 1,050 | 35 | 1.2 |
| 85 Debarry Avenue 3062, Orange Park, FL 32073Listed by DOCTORS LAKE REALTY | Jun 2026 | $125,000 | $126 | 2/2 | 995 | 9 | 1.4 |
| 8565 Windypine Lane, Jacksonville, FL 32244Listed by RE/MAX SIGNATURE | Jun 2026 | $104,500 | $102 | 2/2 | 1,020 | 5 | 1.8 |
| 406 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $120,000 | $115 | 2/1.5 | 1,040 | 50 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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