$793,0005 bd · 3.5 ba · 3,436 sq ft
Active·74 days on market
3202 River Road
Green Cove Springs, FL 32043
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
Welcome home to this beautifully renovated estate on nearly an acre, situated across the street from the St. Johns River. Inside, the fully updated kitchen, fresh paint throughout, and two primary suites on the main level create an ideal setup for multi-generational living. A Generac generator adds year-round peace of mind, keeping the home powered no matter the weather. A spacious, open family room framed by plantation shutters greets you as you enter. The kitchen shines with stylish blue and white cabinetry, granite countertops, and newer stainless steel appliances. An updated half bathroom completes the main level. Upstairs, two additional bedrooms with brand new carpet share a full bathroom. The real showstopper, though, is outside. Nearly an acre of land offers an above-ground pool with deck, a putting green, a storage shed, and a guest house with three additional rooms -- perfect as a media room, home office, or a future secondary living space with the addition of plumbing.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,729 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 22 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Parkabout 4 mi · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 1 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 1 mi · Saint Johns River - Black Creek
Closest grocery store
Publixabout 5 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.
- A pool back here is the warmest in town and glitters in the evening.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Oct 23, 2026Price change$793,000−$39,000
- Sep 14, 2026Price change$832,000−$28,000
- Aug 28, 2026Listed$860,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3060 Free Bird Loop, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLC | Aug 2026 | $455,000 | $183 | 4/4 | 2,492 | 9 | 1.4 |
| 3034 Free Bird Loop, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLC | Sep 2026 | $600,000 | $211 | 5/4 | 2,839 | 90 | 1.5 |
| 3323 Southern Oaks Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $1,152,500 | $384 | 4/4 | 3,003 | 31 | 1.6 |
| 3311 Southern Oaks Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTY | Sep 2026 | $860,000 | $330 | 3/3 | 2,607 | 20 | 1.6 |
| 3011 Goose Creek Lane, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $599,800 | $174 | 5/3.5 | 3,454 | 217 | 1.6 |
| 3542 Shinnecock Lane, Green Cove Springs, FL 32043Listed by RE/MAX SPECIALISTS | Sep 2026 | $770,000 | $201 | 3/4 | 3,831 | 36 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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