Sold·Closed Oct 9, 2026·21 days on market
46171 Sauls Road
Callahan, FL 32011
About this home
Callahan
Here's your chance at a piece of Old Florida while it still exists! A nature lover, hobby farmer & wildlife enthusiast's dream rolled into one. If you desire privacy from city life & development, you'll find it here. A park-like setting surrounds the home, plus 33 acres of old-growth pines, hardwoods, cypress, native trees & planted pine and hardwood acreage. A fenced play area for kids/pets is directly accessible from the heated & cooled sunporch. Soaring ceilings provide abundant natural light, with crown molding, chair railing, granite counters & custom touches throughout. This all-brick home offers flexible living spaces with covered & enclosed porches overlooking the expansive landscape. Enjoy a firepit/picnic area, 4-stall center-aisle horse barn with electric/water & ample covered parking for 4-wheelers and equipment. Roof, appliances, well pump & septic pump are less than 4 years old. Seller offers a home warranty.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,663 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,485/yr
Estimated taxes if purchased at asking price: ~$19,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Closed$1,190,000
- Oct 6, 2026Pending$1,190,000
- Sep 3, 2026Active Under Contract$1,190,000
- Aug 24, 2026Listed$1,190,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $296/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 36821 Dyal Road, Callahan, FL 32011Listed by GAILEY ENTERPRISES LLC | Sep 2026 | $825,000 | $249 | 3/2.5 | 3,307 | 315 | 1.6 |
| 54500 Wildlife Way, Callahan, FL 32011Listed by FTG REALTY CORP | Sep 2026 | $1,150,000 | $391 | 4/3 | 2,939 | 5 | 2.2 |
| 36218 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Nov 2025 | $661,900 | $197 | 4/3 | 3,365 | 232 | 2.7 |
| 36250 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Jul 2026 | $619,900 | $210 | 3/2.5 | 2,950 | 272 | 2.8 |
| 36295 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Dec 2025 | $630,900 | $193 | 4/3 | 3,261 | 166 | 3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA
Sold by: MCCABE REALTY INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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