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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·1 day on market

5201 Atlantic Boulevard 299

Jacksonville, FL 32207

$155,000$117/sqftEst. $796/moMLS# 2161407
2
Beds
2
Baths
1,320
Sq Ft
1971
Built
Garage
No
Pool

About this home

Jacksonville

Discover the charm of Colonial Point, a riverfront community in the heart of Jacksonville! This move-in-ready, two-story 2-bedroom, 2.5-bath home offers a spacious layout designed for comfortable living and entertaining. The updated kitchen features stylish cabinetry, granite countertops, tiled backsplash, and stainless steel appliances. All bathrooms have been beautifully updated with new vanities and tiled tub surrounds. Enjoy generous dining and living areas, spacious bedrooms, and ample closet space. Step directly from the living area onto your private patio--perfect for relaxing, enjoying your morning coffee, or unwinding outdoors. Just steps from scenic Pottsburg Creek, the community offers a private boat ramp, two swimming pools, and clubhouse. The monthly HOA fee includes water, sewer, pest control, yard service, master insurance, and trash service. Enjoy low-maintenance living, exceptional amenities, and a convenient Jacksonville location!

Cost to own

Mortgage calculator

$155,000
$31,000
Loan Term
Monthly Payment
$796
Principal & Interest: $796
Property taxes (est.): $253
Insurance (est.): $103
Estimated Total Monthly
$1,152
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$796
Property taxesest. at asking price, Duval County$253
HOAbilled monthly$582
Estimated total, before insurance$1,631/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,662/yr · $138/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,662/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 22, 2026Listed$155,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$155,000
Price / Sq Ft$117
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,320
Acres0.01 acres
Year Built1971
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address5201 Atlantic Boulevard 299, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionColonial Point
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size435.6 sq ft
Parcel Number1299575596

Amenities

AmenitiesPool, Boat Launch, Clubhouse
UtilitiesElectricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
# of Stories2
LevelsTwo

Additional Information

Date ListedAugust 22, 2026
Days on Market5
HOA Fees$581.55 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Sewer, Water
Tax Amount$1,661.59
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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