Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

1 / 50

Active Under Contract

Active Under Contract·13 days on market

2420 Cashmere Court

Middleburg, FL 32068

$300,000$216/sqftEst. $1,550/moMLS# 2161263

Beds

Baths

1,390

Sq Ft

1992

Built

Garage

Yes

Pool

About this home

Middleburg

Don't miss this beautiful POOL home on a large, private cul-de-sac lot! This 3 bedroom, 2 bathroom home enjoys so many updates for easy carefree living including: new vinyl siding 2025, new roof 2025, new HVAC 2022, new windows 2016, new doors 2018, new LVP flooring throughout 2022, new water heater 2019, new Samsung glass surface range 2019, new Frigidaire refrigerator 2024, new Samsung dishwasher 2025, owner's shower updated 2021, and in ground pool remarciting in 2019! Wow, move in ready and very well maintained. No CDD or HOA fees make this an outstanding opportunity; zoned for well rated Clay County schools and perfectly located just minutes to all of Fleming Island's dining, shopping and conveniences. Call today to see this one in person!

Cost to own

Mortgage calculator

Home Price

$300,000

Down Payment: 20%

$60,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,550

Principal & Interest: $1,550

Property taxes (est.): $460

Insurance (est.): $200

Estimated Total Monthly

$2,210

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,550

Property taxesest. at asking price, Clay County$460

Estimated total, before insurance$2,010/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,810/yr · $151/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,810/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 25, 2026Active Under Contract$300,000
Aug 21, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$300,000

Price / Sq Ft$216

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,390

Acres0.40 acres

Year Built1992

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Direction FacesSouthwest

School Information

ElementarySwimming Pen Creek

MiddleLakeside

HighFleming Island

Community Information

Address2420 Cashmere Court, Middleburg, FL 32068

Area146-Middleburg-NE

SubdivisionOrange Park South

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size17,424 sq ft

Lot Dimensions110 x 132 x 108 x 113

Parcel Number41052500882300832

ZoningPUD

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Garage, Washer Hookup

SecuritySmoke Detector(s)