Pending·29 days on market
1872 Twin Peak Court
Middleburg, FL 32068
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
1872 Twin Peak Ct is a one-story Middleburg residence on a cul-de-sac with an attached garage, broad lawn, and screened pool area. The kitchen features white cabinetry, dark countertops, black appliances, and tile flooring with an adjacent dining space. The living area includes a fireplace, vaulted ceiling, and large windows for natural light. Bedrooms include neutral carpet, ceiling fans, and closet storage, while bathrooms include vanity storage and tub-shower combinations. The backyard and screened pool enclosure add outdoor living space to a practical layout with comfortable interior flow. Included 100-Day Home Warranty with buyer activation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,707 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 15, 2026Pending$321,000
- Sep 11, 2026Listed$321,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $222/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2704 Ian Court, Middleburg, FL 32068Listed by NAVY TO NAVY HOMES LLC | Aug 2026 | $285,000 | $202 | 4/2 | 1,414 | 6 | 0.2 |
| 1945 Breckenridge Boulevard, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $285,000 | $184 | 4/2 | 1,548 | 3 | 0.3 |
| 2420 Cashmere Court, Middleburg, FL 32068Listed by ERA ONETEAM REALTY | Sep 2026 | $300,000 | $216 | 3/2 | 1,390 | 4 | 0.4 |
| 2454 Ambrosia Drive, Middleburg, FL 32068Listed by RE/MAX SPECIALISTS | Jul 2026 | $192,000 | $128 | 3/2 | 1,496 | 14 | 0.4 |
| 1795 Hollow Glen Drive, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Aug 2026 | $315,000 | $180 | 3/2 | 1,753 | 0 | 0.7 |
| 2164 Orangewood Street, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jul 2026 | $280,000 | $212 | 3/2 | 1,320 | 10 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OPENDOOR BROKERAGE, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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