Sold·Closed Aug 21, 2026·68 days on market
1818 Farm Way
Middleburg, FL 32068
About this home
Middleburg
Welcome home to this 3-bedroom, 2-bath pool home in the Orange Park South community of Middleburg! Offering 1,298 sq. ft. of living space, this property features engineered wood and tile flooring, ceiling fans throughout, and a spacious living/dining combo perfect for everyday living and entertaining. The kitchen offers ample cabinet space and easy flow into the main living areas. The owner's suite includes a tile-surround tub/shower combo, while the attached 2-car garage adds convenience and extra storage. Step outside to your private backyard retreat featuring an in-ground pool to relax or host gatherings. Located near Shopping at Silo Shoppes and Fleming Island.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,027 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $272,804 | $254,177 | — |
| 2024 | $253,759 | $231,070 | ▼ $15,450 |
| 2023 | $267,667 | $210,064 | — |
| 2022 | $242,537 | $190,968 | — |
| 2021 | $173,608 | $173,608 | — |
| 2020 | $131,366 | $131,366 | — |
2025 property taxes (current owner): $4,352/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 21, 2026Closed$287,500
- Aug 9, 2026Pending$287,500
- Jul 15, 2026Active Under Contract$287,500
- Jul 10, 2026Price change$287,500−$7,500
- May 8, 2026Listed$295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1862 Farm Way, Middleburg, FL 32068Listed by FLATFLEE.COM INC | Jun 2026 | $185,000 | $141 | 3/2 | 1,311 | 29 | 0.1 |
| 1928 Farm Way, Middleburg, FL 32068Listed by AT HOME REALTY SERVICES, LLC. | Aug 2026 | $285,714 | $206 | 3/2 | 1,386 | 28 | 0.3 |
| 2277 Felucca Drive, Middleburg, FL 32068Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $220,000 | $204 | 3/2 | 1,076 | 18 | 0.3 |
| 2164 Orangewood Street, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jul 2026 | $280,000 | $212 | 3/2 | 1,320 | 10 | 0.4 |
| 2420 Cashmere Court, Middleburg, FL 32068Listed by ERA ONETEAM REALTY | Sep 2026 | $300,000 | $216 | 3/2 | 1,390 | 4 | 0.5 |
| 2454 Ambrosia Drive, Middleburg, FL 32068Listed by RE/MAX SPECIALISTS | Jul 2026 | $192,000 | $128 | 3/2 | 1,496 | 14 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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