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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in North Beach, Jacksonville Beach a new construction home in Jacksonville.

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Active

Active·Listed today·North Beach

1043 N 1st Avenue

Jacksonville Beach, FL 32250

$664,290$324/sqftEst. $3,412/moMLS# 2161166
4
Beds
3
Baths
2,051
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

North Beach

The Haven offers the perfect balance of style, space, and comfort across three thoughtfully designed levels. With 4 bedrooms and 3.5 bathrooms, this 2,051 sq. ft. home features an open-concept layout ideal for modern living. The main living area includes a spacious kitchen that flows seamlessly into the dining and great room, creating the perfect space for gathering and entertaining. Upstairs, the private primary suite is a relaxing retreat with a large walk-in closet and an en-suite bath. Secondary bedrooms are generously sized, offering flexibility for guests, kids, or a home office. A bonus third-floor space adds even more room for work or play. The two-car garage provides ample storage, while smart design elements throughout make daily living easy and efficient. With its fresh, functional layout and modern features, the Haven is designed to fit a variety of lifestyles.

Cost to own

Mortgage calculator

$664,290
$132,858
Loan Term
Monthly Payment
$3,412
Principal & Interest: $3,412
Property taxes (est.): $1,085
Insurance (est.): $443
Estimated Total Monthly
$4,939
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,412
Property taxesest. at asking price, Duval County$1,085
HOAbilled monthly$350
Estimated total, before insurance$4,846/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,398/yr · $200/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,398/yr

Estimated taxes if purchased at asking price: ~$13,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 21, 2026Listed$664,290

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$664,290
Price / Sq Ft$324
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,051
Total Structure Area2,551 sq ft
Acres0.02 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address1043 N 1st Avenue, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionNorth Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size871.2 sq ft
Lot Dimensions1257
Parcel Number1773050200
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available, Water Connected
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesOpen Floorplan, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 21, 2026
Days on Market0
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA NamePriority Management/Miranda Blankenship
Tax Amount$2,397.88
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About North Beach

North Beach is a neighborhood in St. Johns County, FL (Duval County), ZIP 32250.

View all North Beach homes for sale →

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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