Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Reverie At Trailmark, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·1 day on market·Reverie At Trailmark

129 Amberwood Drive

St. Augustine, FL 32092

$460,000$257/sqftEst. $2,362/moMLS# 2160978

Beds

Baths

1,793

Sq Ft

2024

Built

Garage

Pool

About this home

Reverie At Trailmark

Welcome to the IMMACULATE Reverie at Trailmark! This LAKEFRONT home is FULLY UPGRADED and move-in ready, situated on the largest lake in Reverie. As you approach, the beautifully landscaped exterior, paver driveway, and epoxy-coated garage and lanai truly set the tone for what awaits inside. Enjoy the chef's dream kitchen featuring upgraded cabinetry with drawers, quartz countertops, backsplash, stainless steel appliances, and a gas range. Luxury vinyl flooring flows throughout, complemented by beautifully tiled bathrooms, designer lighting, chandeliers, and fans throughout. The spacious bedrooms offer ample storage, while the flex room provides endless possibilities for the new owners. The primary suite features a stunning walk-in shower & tub, while the guest bathroom includes a brand new tub. This home has been exceptionally well maintained and offers incredible CURB APPEAL. Reverie at Trailmark is a highly sought-after 55+ active community offering an incredible array of amenities

Cost to own

Mortgage calculator

Home Price

$460,000

Down Payment: 20%

$92,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,362

Principal & Interest: $2,362

Property taxes (est.): $612

Insurance (est.): $307

Estimated Total Monthly

$3,281

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,362

Property taxesest. at asking price, St. Johns County$612

HOAbilled annually$32

Estimated total, before insurance$3,006/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,803 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History