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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Trailmark, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·46 days on market·Reverie At Trailmark

129 Amberwood Drive

St. Augustine, FL 32092

$460,000$257/sqftEst. $2,518/moMLS# 2160978
3
Beds
2
Baths
1,793
Sq Ft
2024
Built
2
Garage
No
Pool

32 more homes for sale in Reverie At Trailmark →Search Reverie At Trailmark on the map

FEMA Zone XHOA $32/moWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Reverie At Trailmark

Welcome to the IMMACULATE Reverie at Trailmark! This LAKEFRONT home is FULLY UPGRADED and move-in ready, situated on the largest lake in Reverie. As you approach, the beautifully landscaped exterior, paver driveway, and epoxy-coated garage and lanai truly set the tone for what awaits inside. Enjoy the chef's dream kitchen featuring upgraded cabinetry with drawers, quartz countertops, backsplash, stainless steel appliances, and a gas range. Luxury vinyl flooring flows throughout, complemented by beautifully tiled bathrooms, designer lighting, chandeliers, and fans throughout. The spacious bedrooms offer ample storage, while the flex room provides endless possibilities for the new owners. The primary suite features a stunning walk-in shower & tub, while the guest bathroom includes a brand new tub. This home has been exceptionally well maintained and offers incredible CURB APPEAL. Reverie at Trailmark is a highly sought-after 55+ active community offering an incredible array of amenities

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,518
Property taxesest. at asking price, St. Johns County$612
HOAbilled annually$32
Estimated total, before insurance$3,162/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,518
Principal & Interest: $2,518
Property taxes (est.): $612
Insurance (est.): $307
Estimated Total Monthly
$3,437
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,803 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 20, 2026Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$460,000
Price / Sq Ft$257
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,793
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
55+ CommunityYes

Community Information

Address129 Amberwood Drive, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionReverie At Trailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0290022530

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Pickleball, Spa/Hot Tub
Community FeaturesSidewalks, Suburban
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Disposal, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 20, 2026
Days on Market38
HOA Fees$380 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER ANABASIS REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Trailmark

Reverie At Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Reverie At Trailmark homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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