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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·52 days on market

8550 Touchton Road 2235

Jacksonville, FL 32216

$115,000$97/sqftEst. $637/moMLS# 2160924
↓ $19,500 below original list
1
Beds
1
Baths
1,188
Sq Ft
2005
Built
—
Garage
No
Pool
FEMA Zone XHOA $658/moCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Seller is very motivated! Welcome to this updated one bedroom. one bathroom condo with a loft. The versatile loft can be used as a guest space, cozy retreat or an office. All of the downstairs has beautiful tile throughout This unit is on the top floor which allows for soaring ceilings and no neighbors above. The bedroom is large and inviting with a walk-in closet. This community has two pools, an indoor basketball court, sand volleyball court, club house, car wash area, a gazebo and more!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$637
Property taxesest. at asking price, Duval County$188
HOAbilled monthly$658
Estimated total, before insurance$1,483/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,843/yr · $154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$115,000
$23,000
Loan Term
Monthly Payment
$637
Principal & Interest: $637
Property taxes (est.): $188
Insurance (est.): $77
Estimated Total Monthly
$901
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,843/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 27, 2026Price change$115,000−$19,500
  • Aug 20, 2026Listed$134,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $97/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092000.1
8550 Touchton Road 1022, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$174,000$1642/21,059460.2
8550 Touchton Road 1032, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$175,000$1362/21,285190.2
8550 Touchton Road 218, Jacksonville, FL 32216Listed by MORGAN PROPERTY MANAGEMENTSep 2026$125,142$1182/21,05970.3
8435 Thornbush Court, Jacksonville, FL 32216Listed by ROUND TABLE REALTYSep 2026$195,000$1652/2.51,184450.3
8539 Gate Parkway W 633, Jacksonville, FL 32216Listed by MARK SPAIN REAL ESTATEOct 2026$130,000$1402/2927780.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$115,000
Price / Sq Ft$97
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage1,188
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHogan-Spring Glen
MiddleSouthside
HighEnglewood

Community Information

Address8550 Touchton Road 2235, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionMontreux
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Parcel Number1541665888
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Clubhouse, Fitness Center
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned

Interior

Interior FeaturesVaulted Ceiling(s), Wet Bar
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

ConstructionWood Siding

Additional Information

Date ListedAugust 20, 2026
Days on Market11
HOA Fees$658.38 / Monthly
HOA FrequencyMonthly
HOA NameMontreux at Deerwood Lake Condominium
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Amount$1,842.85
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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