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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

Active·53 days on market

8880 Old Kings Road S 4

Jacksonville, FL 32257

$130,000$94/sqftEst. $720/moMLS# 2160682
3
Beds
2
Baths
1,387
Sq Ft
1974
Built
—
Garage
No
Pool
FEMA Zone XHOA $677/mo871 sqft lotCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to Preserve at San Jose, a well-maintained condo community in south Jacksonville! This second-floor interior unit offers spacious living with fresh paint, fresh carpet, and newer stainless steel appliances. The primary bathroom features a walk-in tiled shower, while the screened balcony provides a peaceful retreat overlooking the trees. Convenient storage closets are located on the balcony and outside the unit. Currently income-producing with an active property manager in place, this property offers an excellent opportunity for investors or those seeking low-maintenance living. Community amenities include a clubhouse, swimming pool, and fitness center. Located near shopping, dining, parks, and major roadways, schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$720
Property taxesest. at asking price, Duval County$212
HOAbilled monthly$677
Estimated total, before insurance$1,610/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,194/yr · $183/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$130,000
$26,000
Loan Term
Monthly Payment
$720
Principal & Interest: $720
Property taxes (est.): $212
Insurance (est.): $87
Estimated Total Monthly
$1,019
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,494 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,194/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 18, 2026Listed$130,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $94/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8688 Deermoss Way W, Jacksonville, FL 32217Listed by PUBLIC SERVICES REALTYOct 2026$242,500$2093/21,161140.7
4736 Tigers Eye Court, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$264,990$1794/2.51,483220.8
4732 Tigers Eye Court, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$250,000$1693/2.51,483320.8
4734 Tigers Eye Court, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$250,000$1694/2.51,483240.8
9715 Topaz Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$259,990$1674/2.51,558720.8
9723 Topaz Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$259,990$1753/2.51,483750.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$130,000
Price / Sq Ft$94
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,387
Acres0.02 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBeauclerc
MiddleAlfred Dupont

Community Information

Address8880 Old Kings Road S 4, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionPreserve At San Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size871.2 sq ft
Parcel Number1486571510
ZoningResidential

Amenities

AmenitiesPool, Fitness Center, Maintenance Grounds, Maintenance Structure
Community FeaturesStreet Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Parking Lot, Unassigned
ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionBrick Veneer, Composition Siding, Wood Siding
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedAugust 18, 2026
Days on Market15
HOA Fees$677.39 / Monthly
HOA FrequencyMonthly
HOA NameProperty Advisors Management
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$2,193.82
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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