$550,0004 bd · 3 ba · 2,862 sq ft
Active·32 days on market
1803 Sentry Oak Court
Fleming Island, FL 32003
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Fleming Island
Beautifully maintained brick 4-bedroom, 3-bath POOL home tucked away on a peaceful cul-de-sac in a Fleming Island gated community. A side-entry garage and elegant details create impressive curb appeal. Inside, luxury vinyl plank flooring flows through the main living areas. The inviting family room features a fireplace and opens to the breakfast area and well-appointed kitchen with a large breakfast bar, double ovens, gas cooktop, microwave, and custom cabinetry. The spacious primary suite is a private retreat with a sitting area overlooking the pool, patio access, dual closets, soaking tub, and wraparound shower. Generous secondary bedrooms share a bath with dual sinks, while the guest bath offers patio access. Outside, enjoy a screened pool and expansive covered patio designed for year-round entertaining. Conveniently located near water recreation, shopping, and dining. Schedule your private showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 22 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Parkabout 4 mi · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 1.0 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 1 mi · Saint Johns River - Black Creek
Closest grocery store
Publixabout 5 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 6:45 AM, sunset 5:35 PM.
- A pool here gets good sun without the hottest afternoon exposure.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,506/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 29, 2026Price change$550,000−$19,000
- Oct 15, 2026Price change$569,000−$6,000
- Oct 8, 2026Price change$575,000−$10,000
- Oct 6, 2026Active$585,000
- Oct 1, 2026Pending$585,000
- Sep 23, 2026Price change$585,000−$10,000
- Aug 27, 2026Price change$595,000−$20,000
- Aug 17, 2026Listed$615,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $192/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1698 Margarets Walk Road, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $549,000 | $215 | 4/3 | 2,550 | 2 | 0 |
| 1641 Margarets Walk Road, Fleming Island, FL 32003Listed by GAILEY ENTERPRISES LLC | Oct 2026 | $630,000 | $255 | 4/3 | 2,467 | 30 | 0.1 |
| 1858 Sentry Oak Court, Fleming Island, FL 32003Listed by RE/MAX SPECIALISTS | Aug 2026 | $535,000 | $211 | 4/3 | 2,530 | 53 | 0.2 |
| 914 Hibernia Forest Drive, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $440,000 | $212 | 4/3 | 2,080 | 8 | 0.6 |
| 2356 Crooked Pine Lane, Fleming Island, FL 32003Listed by SEFAIR INVESTMENTS, INC. | Oct 2026 | $385,000 | $144 | 4/2.5 | 2,681 | 21 | 0.7 |
| 1520 Majestic View Lane, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $540,000 | $153 | 6/4 | 3,528 | 23 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Fleming Island
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines