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Sold

$630,000Sold4 bd · 3 ba · 2,467 sq ft

Sold·Closed Oct 19, 2026·30 days on market

1641 Margarets Walk Road

Fleming Island, FL 32003

$630,000sold priceListed at $650,000 · 96.9% of asking$255/sqftMLS# 2157649
4
Beds
3
Baths
2,467
Sq Ft
2002
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $54/mo12,197 sqft lotSingle Family Residence1 story

About this home

Fleming Island

Beautifully maintained 4-bedroom, 3-bath pool home situated on a corner lot in a highly sought-after gated community. This home offers a functional floor plan with quality upgrades throughout and is designed for both everyday living and entertaining. Recent improvements include a newer architectural shingle roof, newer fence, updated landscaping, gutters, paver driveway and walkways, newer pool pump, and newer pool heater. The backyard is built for entertaining with a screened-in heated pool, summer kitchen, and spacious paver patio. Inside, you'll find luxury vinyl plank flooring throughout the main living areas, crown molding, plantation shutters, French doors leading to the patio, a gas fireplace, built-in shelving and cabinetry in the family room, and built-in shelves in the fourth bedroom, making it an ideal office or flex space. Surround sound is installed in the family room, living room, primary bathroom, and patio.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,435
Property taxesest. at asking price, Clay County$965
HOAbilled annually$54
Estimated total, before insurance$4,455/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,801/yr · $483/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,801/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 20, 2026Closed$650,000
  • Aug 5, 2026Active Under Contract$650,000
  • Jul 29, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $255/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1698 Margarets Walk Road, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$549,000$2154/32,55020.1
1858 Sentry Oak Court, Fleming Island, FL 32003Listed by RE/MAX SPECIALISTSAug 2026$535,000$2114/32,530530.1
1185 Floyd Street, Fleming Island, FL 32003Listed by RIVER CITY RENTALS AND REALTYOct 2026$310,000$1773/2.51,75200.5
1182 Wild Ginger Lane, Fleming Island, FL 32003Listed by ROUND TABLE REALTYOct 2026$360,000$2073/21,7421680.5
914 Hibernia Forest Drive, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$440,000$2124/32,08080.5
2356 Crooked Pine Lane, Fleming Island, FL 32003Listed by SEFAIR INVESTMENTS, INC.Oct 2026$385,000$1444/2.52,681210.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$263
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,467
Acres0.28 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Pool Sweep, Screen Enclosure
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryPaterson, reported on 13 other Margarets Walk listings
MiddleGreen Cove Springs, reported on 13 other Margarets Walk listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1641 Margarets Walk Road, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionMargarets Walk
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size12,196.8 sq ft
Parcel Number38052601426601516

Amenities

AmenitiesBasketball Court, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
SecuritySecurity Gate
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchPatio, Screened
FencingBack Yard, Privacy
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 30, 2026
Days on Market30
HOA Fees$653.73 / Annually
HOA FrequencyAnnually
HOA NameFleming Island Plantation
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$5,800.73
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GAILEY ENTERPRISES LLC

Sold by: ROUND TABLE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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