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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·57 days on market

6221 Ashwood Lane

Jacksonville, FL 32277

$325,000$178/sqftEst. $1,800/moMLS# 2160145
↓ $9,287 below original list
3
Beds
2
Baths
1,828
Sq Ft
1956
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this beautifully remodeled home, where thoughtful recent updates and spacious living areas come together to create a comfortable and functional space for everyday life. This inviting home features 3 bedrooms, 2 bathrooms, two large living rooms, (one of which offers the flexibility to be converted into a fourth bedroom or a home office space), and an open dining area, offering plenty of room for family, guests, and entertaining. The property has been enhanced with several valuable improvements, including an updated roof (2023), re-piping (2023), water heater (2024), additional insulation (2024), and a 6-foot Dura-Fence (2024). Enjoy the convenience of a peaceful residential neighborhood while remaining just minutes from local schools, shopping, restaurants, and everyday services. Merrill Road is nearby and offers a variety of shops, casual dining options, and essential services for your daily needs. Don't miss this opportunity to own a spacious, thoughtfully remodeled home

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Duval County$531
Estimated total, before insurance$2,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,981/yr · $332/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,548
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle, Other — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,981/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Price change$325,000−$9,287
  • Aug 14, 2026Listed$334,287

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6119 Shetland Road, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$256,000$1903/21,345380.4
6235 Pine Summit Drive, Jacksonville, FL 32211Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$236,000$1813/11,30630.5
2426 Ligustrum Road, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$299,000$2273/1.51,31540.5
6204 Diane Road, Jacksonville, FL 32277Listed by WATSON REALTY CORPSep 2026$304,000$1763/21,7301150.5
3455 Thornhill Drive, Jacksonville, FL 32277Listed by AMERICAN REAL ESTATE SOLUTIONS LLCSep 2026$166,600$1053/21,589150.6
2351 Gaillardia Road, Jacksonville, FL 32211Listed by ENRG GLOBAL REALTY, LLCSep 2026$300,000$2143/21,400660.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$178
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,828
Acres0.20 acres
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Lucina
MiddleArlington
HighTerry Parker

Community Information

Address6221 Ashwood Lane, Jacksonville, FL 32277
Area041-Arlington
SubdivisionLake Lucina
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size8,712 sq ft
Parcel Number1167450000
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached Carport, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric, Split System
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchPorch, Screened
FencingOther, Fenced, Back Yard, Privacy
RoofShingle, Other
ConstructionBlock, Concrete
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 14, 2026
Days on Market47
Tax Amount$3,981.24
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: YOUR PROPERTY REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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