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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·37 days on market

6016 Holly Bay Court

Jacksonville, FL 32211

$319,000$190/sqftEst. $1,767/moMLS# 2163326
↓ $6,000 below original listOpen house Sun, Oct 11 · 1:00 pm–3:00 pm
3
Beds
2
Baths
1,676
Sq Ft
1953
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA13,504 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

A lot of the major updates have already been taken care of in this well maintained pool home! Fresh interior paint and new flooring throughout give the home a clean, refreshed feel. The HVAC was replaced in 2022 and the water heater is only six months old. Hard to find garage space is another major plus, with a detached two car garage offering plenty of room for vehicles, storage, hobbies, or a workshop. Two additional bathrooms add valuable convenience, while multiple living spaces provide plenty of room to spread out. A front living area, spacious rear addition, and cozy sunroom offer flexibility for relaxing, entertaining, or whatever suits your lifestyle. Out back, enjoy the private pool sitting on .3 acres, complete with a new pump and filter. The irrigation system is supplied by the property's well. Come see all that this property has to offer!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,767
Property taxesest. at asking price, Duval County$521
Estimated total, before insurance$2,288/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,695/yr · $308/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$319,000
$63,800
Loan Term
Monthly Payment
$1,767
Principal & Interest: $1,767
Property taxes (est.): $521
Insurance (est.): $213
Estimated Total Monthly
$2,501
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,606 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.
  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,695/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Price change$319,000−$6,000
  • Sep 3, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6235 Pine Summit Drive, Jacksonville, FL 32211Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$236,000$1813/11,30630.2
2426 Ligustrum Road, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$299,000$2273/1.51,31540.5
2702 Rogero Road, Jacksonville, FL 32211Listed by MIDDLETON REALTY, INC.Sep 2026$267,000$2144/2.51,24810.5
2351 Gaillardia Road, Jacksonville, FL 32211Listed by ENRG GLOBAL REALTY, LLCSep 2026$300,000$2143/21,400660.6
1649 Griflet Road, Jacksonville, FL 32211Listed by UNITED REAL ESTATE GALLERYSep 2026$244,900$1823/11,342520.7
3139 Cesery Boulevard, Jacksonville, FL 32277Listed by PLATINUM CHOICE REALTY LLCSep 2026$245,000$1963/21,251260.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,000
Price / Sq Ft$190
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,676
Total Structure Area2,211 sq ft
Acres0.31 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryLake Lucina
MiddleFort Caroline
HighTerry Parker

Community Information

Address6016 Holly Bay Court, Jacksonville, FL 32211
Area041-Arlington
SubdivisionLake Lucina
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size13,503.6 sq ft
Parcel Number1163400000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic, Well
ParkingAttached Carport, Detached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit, Sink

Exterior

Lot DescriptionCleared, Cul-De-Sac
Patio / PorchSide Porch
FencingFenced, Chain Link, Wood
RoofShingle
ConstructionBrick
Other StructuresShed(s), Workshop
Road SurfacePaved

Additional Information

Date ListedSeptember 3, 2026
Days on Market36
Tax Amount$3,695.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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10/11/2026

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