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Pending

Pending·43 days on market

33485 Meadows Lane

Callahan, FL 32011

$380,000$274/sqftEst. $2,029/moMLS# 2160022
3
Beds
2
Baths
1,386
Sq Ft
1973
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.49 acresSingle Family Residence1 story

About this home

Callahan

ACCEPTING BACK UP CONTRACTS An exceptional opportunity to own two beautiful properties totaling 4.53 acres on Meadows Lane in Callahan. Located just off US-301, these stunning parcels offer a peaceful, secluded retreat from the hustle and bustle of city life while still being close to everyday amenities and highly rated schools. The first parcel (1.23 acres) features a charming country home with a huge workshop, a 10-year-old metal roof, updated electrical and plumbing, and a new hot water heater. Enjoy established vegetable gardens, fire pit and producing chicken coop and beehive --perfect for anyone seeking a homestead lifestyle. The second parcel (3.04 acres) includes its own driveway, septic, and electric already in place, offering an ideal setup for a future additional home, multigenerational living, or long-term investment to sell as a separate lot in the future. List Price includes both parcels

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,029
Property taxesest. at asking price, Nassau County$525
Estimated total, before insurance$2,553/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,008/yr · $167/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$2,029
Principal & Interest: $2,029
Property taxes (est.): $525
Insurance (est.): $253
Estimated Total Monthly
$2,807
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Metal — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,008/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Pending$380,000
  • Aug 20, 2026Active Under Contract$380,000
  • Aug 13, 2026Listed$380,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$380,000
Price / Sq Ft$274
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,386
Acres1.49 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address33485 Meadows Lane, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size64,904.4 sq ft
Parcel Number231N24218012900040
ZoningAgricultural

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Wall/Window Unit(s)
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionAgricultural, Many Trees
Patio / PorchFront Porch
FencingFenced, Wire
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 13, 2026
Days on Market8
Tax Amount$2,007.81
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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