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Active Under Contract

Active Under Contract·14 days on market

2200 Marsh Hawk Lane 214

Fleming Island, FL 32003

$185,000$183/sqftEst. $943/moMLS# 2153464
2
Beds
1
Baths
1,011
Sq Ft
2007
Built
Garage
No
Pool

About this home

Fleming Island

Enjoy low-maintenance living and resort-style amenities in this charming 2-bedroom, 1-bathroom townhouse-style condo located in the desirable Carrington Place community of Fleming Island. Residents enjoy access not only to the neighborhood amenities, but also to the incredible lifestyle offered through Fleming Island Plantation. Step inside and head upstairs to the spacious main living area, where a soaring vaulted ceiling creates an open and airy feel. Just off the living room, a covered balcony provides the perfect spot to enjoy your morning coffee or unwind after a long day. The kitchen offers ample cabinet storage and generous counter space for meal preparation, complemented by stainless steel appliances and an efficient layout designed for everyday living. The primary bedroom features a large walk-in closet, while the convenience of an in-unit stacked washer and dryer makes daily chores a breeze.

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$943
Principal & Interest: $943
Property taxes (est.): $284
Insurance (est.): $123
Estimated Total Monthly
$1,350
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$943
Property taxesest. at asking price, Clay County$284
HOAbilled monthly$225
Estimated total, before insurance$1,452/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,745/yr · $312/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$166,381$166,381
2024$161,613$152,202
2023$157,839$138,366
2022$125,788$125,788
2021$98,341$86,310
2020$95,564$78,464

2025 property taxes (current owner): $3,745/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 13, 2026Active Under Contract$185,000
  • Jul 2, 2026Listed$185,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$185,000
Price / Sq Ft$183
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,011
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

School Information

ElementaryThunderbolt
MiddleGreen Cove Springs
HighFleming Island

Community Information

Address2200 Marsh Hawk Lane 214, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionCarrington Place
CityFleming Island
CountyClay
StateFL
Zip Code32003
Parcel Number04052601426620030
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Golf Course, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Off Street

Interior

Interior FeaturesCeiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Deck
RoofShingle
ConstructionStone Veneer, Vinyl Siding
Road SurfacePaved

Additional Information

Date ListedJuly 13, 2026
Days on Market8
HOA Fees$225 / Monthly
HOA FrequencyMonthly
Tax Amount$3,745.02
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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