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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·61 days on market

10286 Driftwood Hills Drive

Jacksonville, FL 32221

$259,000$213/sqftEst. $1,435/moMLS# 2159382
3
Beds
2
Baths
1,215
Sq Ft
2010
Built
2
Garage
No
Pool
FEMA Zone XHOA $58/mo6,970 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this 3-bedroom, 2-bathroom home offering the ease of one-story living in a desirable community. Perfectly positioned on a private lot, the backyard overlooks lush greenery and a peaceful pond, creating a serene setting. Inside, you'll find a functional layout with comfortable living spaces and an attached 2-car garage for added convenience. This property is an excellent investment opportunity, as it is professionally managed and currently leased through March 2027. The current tenants have lovingly cared for the home and have been in place for the past three years, reflecting the home's comfort and appeal. Residents also enjoy access to community amenities, including a swimming pool and playground. Whether you're expanding your investment portfolio or planning for future occupancy, this home offers immediate rental income and long-term value. Photos are all virtually staged or enhanced to protect the privacy of the tenant.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,435
Property taxesest. at asking price, Duval County$423
HOAbilled annually$58
Estimated total, before insurance$1,916/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,992/yr · $333/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$259,000
$51,800
Loan Term
Monthly Payment
$1,435
Principal & Interest: $1,435
Property taxes (est.): $423
Insurance (est.): $173
Estimated Total Monthly
$2,030
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,992/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 10, 2026Listed$259,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2537 Blackstone Court, Jacksonville, FL 32221Listed by RE/MAX SIGNATUREJun 2026$250,000$1614/21,553861
1655 S Chaffee Road, Jacksonville, FL 32221Listed by EXIT INSPIRED REAL ESTATEOct 2026$310,000$2443/21,269761.3
640 Radnor Lane, Jacksonville, FL 32221Listed by MOMENTUM REALTYAug 2026$255,000$2033/21,255521.4
639 Purcell Drive, Jacksonville, FL 32221Listed by KELLER WILLIAMS FIRST COAST REALTYAug 2026$235,000$1683/21,398151.4
3762 Lauren Oak Lane E, Jacksonville, FL 32221Listed by PMI DAVIS REALTYSep 2026$225,892$1564/21,4491291.8
1146 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$323,990$2054/21,578121.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,000
Price / Sq Ft$213
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,215
Acres0.16 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address10286 Driftwood Hills Drive, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionWeston Ranch
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size6,969.6 sq ft
Parcel Number0089841385
ZoningResidential

Amenities

AmenitiesPool, Playground
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionFew Trees
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 10, 2026
Days on Market0
HOA Fees$700 / Annually
HOA FrequencyAnnually
Tax Amount$3,991.53
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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