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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·64 days on market

9574 Giada Drive Drive

Jacksonville, FL 32219

$300,000$144/sqftEst. $1,662/moMLS# 2159207
4
Beds
3
Baths
2,084
Sq Ft
2024
Built
2
Garage
No
Pool
FEMA Zone XHOA $79/moWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

**THE HOME YOU'VE BEEN WAITING FOR IS HERE!** Welcome to this stunning 2024-built, two-story lakefront home offering modern style, thoughtful design, and beautiful water views. Featuring **4 bedrooms, 3 full bathrooms, and an open-concept layout**, this nearly new home is designed for both everyday living and effortless entertaining. The heart of the home is the **spacious chef-inspired kitchen**, overlooking the open living area and breathtaking lake views. A **first-floor bedroom with a full bathroom** provides the perfect flexibility for guests, multi-generational living, or a private home office. Enjoy the added benefits of **NO CDD fees and a low HOA that includes internet**, along with a 2-car garage and an impressive suite of energy-efficient and smart-home features, including **solar panels, smart home technology, and LED lighting**. With a 2024 construction date and newer roof and major systems, you can enjoy the peace of mind that comes with a newer home.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,662
Property taxesest. at asking price, Duval County$490
HOAbilled quarterly$79
Estimated total, before insurance$2,231/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,352
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,346 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 7, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9450 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$313,990$1844/21,706620.1
7219 Emily Meadow Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$299,990$1874/21,607460.1
7207 Emily Meadow Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$311,990$1834/21,706420.1
9418 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$320,990$1884/21,706490.2
7353 Everett Forest Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$326,990$1804/21,817820.2
9422 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$334,990$2084/21,607330.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$144
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,084
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address9574 Giada Drive Drive, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionSaddle Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Parcel Number0034470830

Amenities

AmenitiesPool, Trash
UtilitiesCable Available
Water SourcePublic
ParkingGarage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Pantry, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level

Exterior

Patio / PorchCovered
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedAugust 8, 2026
Days on Market50
HOA Fees$238.15 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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