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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·9 days on market

9024 Whinny Way 275

Jacksonville, FL 32219

$309,900$181/sqftEst. $1,717/moMLS# 2167522
4
Beds
2
Baths
1,715
Sq Ft
2025
Built
2
Garage
No
Pool
FEMA Zone XHOA $86/mo4,356 sqft lotSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

$30k In Flex Cash in October!!!Use towards closing costs or rate buy down! Welcome to the Holly, a thoughtfully designed 4-bedroom, 2-bathroom home offering 1,715 sq. ft. of modern comfort and style. This home features wood-look tile throughout the main living areas, with cozy carpeting in the bedrooms for added warmth. The spacious kitchen is a chef's delight, boasting granite countertops, a full suite of appliances, and ample room for meal prep and entertaining. Relax in style with the assurance of a builder warranty, providing peace of mind for years to come. Plus, take advantage of closing cost assistance, making your dream of homeownership more attainable. Discover the Holly floorplan today and see why it's the perfect place to call home!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Duval County$506
HOAbilled quarterly$86
Estimated total, before insurance$2,309/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,036/yr · $86/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$309,900
$61,980
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $506
Insurance (est.): $207
Estimated Total Monthly
$2,429
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$55,000$55,000—

2025 property taxes (current owner): $1,036/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 2, 2026Listed$309,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8295 Horsebit Circle, Jacksonville, FL 32219Listed by LENNAR REALTY INCAug 2026$307,985$1813/21,703480.1
9218 Country House Drive, Jacksonville, FL 32219Listed by LENNAR REALTY INCSep 2026$330,000$1814/21,821650.2
9418 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$320,990$1884/21,706490.3
9422 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$334,990$2084/21,607330.3
9450 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$313,990$1844/21,706620.3
9440 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$293,990$2063/21,427140.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,900
Price / Sq Ft$181
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,715
Acres0.10 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address9024 Whinny Way 275, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionSaddle Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size4,356 sq ft
Parcel Number0034471720

Amenities

AmenitiesPool
Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewWater

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedOctober 2, 2026
Days on Market9
HOA Fees$258 / Quarterly
HOA FrequencyQuarterly
HOA NameSaddle Oaks
Tax Amount$1,035.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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