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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·10 days on market

1504 Hammondwood Road N

Jacksonville, FL 32221

$274,900$176/sqftEst. $1,523/moMLS# 2159089
↓ $5,000 below original list
3
Beds
2
Baths
1,560
Sq Ft
1976
Built
2
Garage
Yes
Pool
FEMA Zone AENo HOA15,246 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this beautifully updated 3-bedroom, 2-bath brick ranch home, featuring fresh exterior and interior paint along with a new roof for lasting peace of mind. The living room is anchored by a cozy fireplace, creating a warm and inviting atmosphere, while rich hardwood floors flow throughout the main living areas. The kitchen has been refreshed with newly painted cabinets, dark countertops, and ample storage, perfect for cooking and entertaining. Step outside to your own private oasis, complete with a newly resurfaced pool and fenced backyard -- ideal for relaxing or hosting summer gatherings. This move-in ready home combines classic charm with thoughtful updates -- schedule your showing today!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, Duval County$449
Estimated total, before insurance$1,972/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,811/yr · $234/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$274,900
$54,980
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $449
Insurance (est.): $183
Estimated Total Monthly
$2,155
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,811/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Active$274,900
  • Sep 26, 2026Pending$274,900
  • Sep 15, 2026Price change$274,900−$5,000
  • Aug 14, 2026Active$279,900
  • Aug 10, 2026Pending$279,900
  • Aug 7, 2026Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8869 Rose Hill Drive, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLCSep 2026$305,000$1744/21,751130.3
1319 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648400.3
1295 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,6481770.4
1411 Sharonwood Lane, Jacksonville, FL 32221Listed by EXP REALTY LLCAug 2026$305,000$1684/31,8201510.4
8647 Lenox Avenue, Jacksonville, FL 32221Listed by MAINSTAY BROKERAGE LLCSep 2026$216,999$1563/21,3921140.5
1206 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648540.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,900
Price / Sq Ft$176
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,560
Acres0.35 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address1504 Hammondwood Road N, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionCountry Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size15,246 sq ft
Parcel Number0088060390

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Lot DescriptionCul-De-Sac
FencingWood
RoofShingle
ConstructionBrick, Fiber Cement

Additional Information

Date ListedOctober 1, 2026
Days on Market46
Tax Amount$2,810.59
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OFFERPAD BROKERAGE FL LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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