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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$600,000Sold4 bd · 3 ba · 3,520 sq ft

Sold·Closed Sep 28, 2026·23 days on market

3819 Waterside Drive

Orange Park, FL 32073

$600,000sold priceListed at $610,000 · 98.4% of asking$170/sqftMLS# 2158863
4
Beds
3
Baths
3,520
Sq Ft
1987
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $29/mo0.48 acresWaterfrontSingle Family Residence2 stories

About this home

Orange Park

**Brand-New Roof & No CDD Fees!** This executive brick home is nestled on a quiet cul-de-sac in the highly sought-after Ashebourne community just off Doctors Lake Drive. Offering 4 bedrooms, 3 bathrooms, and 3,520 sq ft on nearly a ½-acre lot, this well-maintained home features a first-floor owner's suite with three additional bedrooms upstairs, soaring ceilings, beautiful hardwood flooring, formal living and dining rooms, a spacious family room, a cozy fireplace in the family room, and a stunning double-sided fireplace shared between the dining room and one of the sunrooms, creating warmth and character throughout the home. Designed for both everyday living and entertaining, the home also offers two separate sunrooms overlooking the pool, providing the perfect space for morning coffee, relaxing with a good book, or hosting family and friends year-round. Step outside to enjoy the in-ground pool, expansive pool deck, wood dock, and peaceful water views

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,271
Property taxesest. at asking price, Clay County$919
HOAbilled annually$29
Estimated total, before insurance$4,220/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,514/yr · $376/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,663 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,514/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$610,000
  • Sep 7, 2026Active Under Contract$610,000
  • Sep 2, 2026Price change$610,000−$15,000
  • Aug 15, 2026Active$625,000
  • Aug 6, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $170/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3175 Doctors Lake Drive, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$785,000$2604/2.53,0171350.8
4199 Pine Road Road, Orange Park, FL 32065Listed by AVALON GROUP USA LLCSep 2026$520,000$1954/3.52,6621791.1
957 Aspen Ridge Court, Orange Park, FL 32065Listed by OFFERPAD BROKERAGE FL LLCNov 2026$383,000$1374/22,798151.2
2220 Lookout Landing, Fleming Island, FL 32003Listed by RE/MAX UNLIMITEDOct 2026$555,000$2035/42,739691.2
1768 Eagle Watch Drive, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$550,000$1754/33,135251.2
1968 Lakeshore Drive N, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$675,000$2634/32,562121.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$610,000
Price / Sq Ft$173
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,520
Acres0.48 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes

School Information

ElementaryMontclair
MiddleLakeside

Community Information

Address3819 Waterside Drive, Orange Park, FL 32073
Area137-Doctor's Lake
SubdivisionAshebourne
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size20,908.8 sq ft
Parcel Number24042500842000119

Amenities

Community FeaturesSuburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewCreek/Stream, Pond, Pool, Trees/Woods
Waterfront TypeCreek, Marsh, Pond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesDouble Sided, Wood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesDock
Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Patio
FencingBack Yard, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 15, 2026
Days on Market23
HOA Fees$350 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,513.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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