Sold·Closed Jun 24, 2026·62 days on market
970 Sandpiper Lane
Orange Park, FL 32073
About this home
Orange Park
A great quiet neighborhood. Great schools and easy to access expressway. Well maintained home. 4 good size bedrooms, 3 full baths. Living/dining room, family room with fireplace. Bonus room could be media room. Large 2 car garage. Indoor laundry. 2 HVAC units, roof one year old. On a cul-de-sac, so no heavy traffic. Please note that the county records are incorrect, as it does have 4thbedroom and a finished bonus room not included in sq ft. Transferrable termite bond.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,234 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $355,212 | $164,691 | — |
| 2024 | $352,202 | $159,343 | — |
| 2023 | $304,222 | $153,246 | — |
| 2022 | $309,814 | $147,327 | — |
| 2021 | $263,696 | $141,580 | — |
| 2020 | $262,839 | $138,935 | — |
2025 property taxes (current owner): $3,246/yr
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2305 Stafford Drive, Orange Park, FL 32073Listed by RE/MAX SPECIALISTS PV | Jun 2026 | $485,000 | $192 | 4/3 | 2,522 | 8 | 0.1 |
| 2320 Holly Leaf Lane, Orange Park, FL 32073Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Jul 2026 | $500,000 | $182 | 4/3 | 2,742 | 24 | 0.2 |
| 2406 Elbow Road, Orange Park, FL 32073Listed by EXP REALTY LLC | Sep 2026 | $349,900 | $143 | 4/3 | 2,439 | 12 | 0.7 |
| 1541 Chelsea Place, Orange Park, FL 32073Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Jul 2026 | $399,000 | $200 | 4/3 | 1,996 | 22 | 0.8 |
| 1339 Grove Park Drive, Orange Park, FL 32073Listed by RE/MAX SPECIALISTS | Sep 2026 | $376,000 | $169 | 3/2.5 | 2,222 | 63 | 0.9 |
| 1607 Sheffield Place, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $425,000 | $165 | 4/3 | 2,576 | 3 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DISCOVER REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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