This home is in Jacksonville.
Sold·Closed Sep 4, 2026·2 days on market·Recent sales in Jacksonville
2625 Charbray Drive
Jacksonville, FL 32211
About this home
Jacksonville
Welcome home to this beautifully updated 4-bedroom, 2.5-bath home with no HOA! Recent 2026 updates include brand-new carpet in every bedroom, freshly painted interior and exterior. The back porch and shed also received a fresh coat of paint, adding one more finishing touch to the home's appeal. Inside, you'll find a clean and refreshed interior that feels welcoming from the moment you walk in, with a layout designed for comfortable everyday living The fully fenced backyard offers privacy and flexible outdoor space for entertaining, pets, or relaxing in your own private retreat. Conveniently located in Arlington, this home offers easy access to shopping, dining, schools, and everyday necessities. With recent renovations, a well-maintained condition, and no HOA restrictions, this move-in-ready home is one you won't want to miss!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1957)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,595 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,374/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 4, 2026Closed$249,000
- Jul 31, 2026Active Under Contract$249,000
- Jul 29, 2026Listed$249,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $175/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7020 N Cotillion Road N, Jacksonville, FL 32211Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2026 | $145,000 | $123 | 3/1 | 1,181 | 35 | 0.1 |
| 7257 Elvia Drive, Jacksonville, FL 32211Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $240,000 | $172 | 3/1 | 1,392 | 2 | 0.2 |
| 7227 Stonehurst Road N, Jacksonville, FL 32277Listed by BRANDYWINE HOMES USA LLC | Sep 2026 | $295,000 | $185 | 4/3 | 1,596 | 65 | 0.4 |
| 2351 Gaillardia Road, Jacksonville, FL 32211Listed by ENRG GLOBAL REALTY, LLC | Sep 2026 | $300,000 | $214 | 3/2 | 1,400 | 66 | 0.5 |
| 7514 Dalehurst Drive S, Jacksonville, FL 32277Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $168,000 | $140 | 4/1 | 1,200 | 7 | 0.5 |
| 2426 Ligustrum Road, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $299,000 | $227 | 3/1.5 | 1,315 | 4 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CROSSVIEW REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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